Should I hire a Long Term Disability Lawyer?

Long Term Disability benefits are supposed to provide financial resources for you and your family when an injury or illness keeps you from working. But this coverage isn’t guaranteed, and insurance companies often deny claims because of errors or omissions on the application paperwork.

At Fields Law Firm, we focus on helping our clients build a strong Long Term Disability claim. Whether you need help with an application for Long Term Disability or you’re considering filing an appeal, it’s our job to help you get the Long Term Disability benefits you need.

It costs nothing to get answers to your questions –

Insurance claims administrators are hired to protect company profits. At Fields Law, we come to work every day to help people like you with their Long Term Disability benefits. We believe every Long Term Disability case has potential, and we’ll take the time to listen to you and help you understand your options.

If you are being treated unfairly, our experienced attorneys are here so you don’t have to face the insurance company alone. If you don’t need a Long Term Disability lawyer to handle your claim, we’ll tell you that too!

What will an attorney do for me?

You should be focusing on your health, not insurance company paperwork. At Fields Law, we’re ready to help you navigate through the process.

Our Long Term Disability lawyers can help you:

  • Review your policy and help you understand your legal options.
  • Aid you in filling out all insurance company forms.
  • Calculate and track filing deadlines.
  • Evaluate your insurance claim and advise you on the law and your options.
  • Review your medical records and make suggestions for any additional testing required to prove your case.
  • Respond to the insurance company’s request for information.
  • Review the insurer’s expert reports for evidence of bias.
  • Supplement your claim file with additional medical records.
  • Obtain your complete claim file from the insurance company pursuant to Federal ERISA statutes.
  • Obtain medical reports and other evidence supporting your disability.
  • Consult with qualified Vocational Experts to get opinion evidence rebutting an insurance company’s denial.
  • Obtain evidence regarding your “Residual Functional Capacity”.
  • Quickly file your administrative appeal.
  • Correctly calculate your benefits.
  • Calculate and evaluate settlement value.
  • File a legal brief arguing the legal, medical and vocational issues in your case.
  • File a lawsuit in federal court if necessary.

Insurance companies make it difficult for you to get the Long Term Disability benefits you need without an attorney. Our Long Term Disability attorneys are here to answer your questions, without any obligation to hire us. We’ll even monitor your claim and step in to handle your case immediately if your disability claim gets denied.