Qualifying for Disability Benefits

When you work and pay Social Security taxes out of your paycheck, you earn “credits” from the Social Security Administration (SSA). The SSA issues credits based on your earnings, and the amount of credits you earn over time determines if you can receive Social Security Disability (SSD) benefits. The number of credits you need to qualify for Minnesota disability benefits varies based on your age and when you became disabled.

At Fields Law Firm, our Social Security Disability lawyers are here to answer your questions about qualifying for disability benefits. The call is free. The advice is free. Call 1-888-343-5375 or fill out a free contact request form to Get Fields! on your side today.

Social Security Credits and Disability Benefits

The SSA assigns you credits based on how much you earn while working, with a maximum of four credits earned per year. The number of credits you need to qualify for Social Security Disability benefits varies based on your age and how long you’ve worked.

The amount of credits you must earn to qualify for benefits depends on your age:

  • Younger Than Age 24
    If you’re under age 24, to qualify for disability benefits you typically must have worked at least 1.5 years in the three years before you became disabled.
  • Between Ages 24 – 30
    To be approved for disability benefits, you generally need to have earned credits for at least half the time between age 21 and the time you became disabled.
  • Age 31 and Older
    You need to have earned at least 20 credits in the 10 years before you became disabled to get disability benefits. The exact number of credits you need to qualify for benefits increases until age 62.

Social Security Disability benefits exist to help injured workers pay for their living expenses when they become disabled. Contact Fields Law if you need help determining whether or not you qualify for disability benefits. No matter where you are in the process, we can help. We have years of experience, and we can answer all of your questions and explain your rights.