Fair Credit Reporting Act – Credit Reporting Errors
If you believe your credit report may be wrong, the attorneys at Fields Law can help you check your credit report and ensure there are no errors being reported. If there are any errors, we will contact the reporting agency to get the errors corrected.
In some cases, the bank, credit card company, or the credit reporting agencies themselves may have violated the Fair Credit Reporting Act by:
- Failing to notify the credit reporting agency of a debt dispute
- Failing to conduct an investigation within 30 days
- Failing to conduct a “reasonable” investigation
- Failing to provide you with the necessary information to complete the dispute process
- Failing to report the results of the investigation to you
- Submitting information to a credit reporting agency that is known to be incorrect
In these cases, you have the right to sue the debt collector and, if you win the case, you could receive $1000 or actual damages (whichever is greater), and they must pay your attorney fees and out-of-pocket costs.
If credit reporting errors are preventing you from buying a car or a house, call our debt settlement attorneys. We can help you correct your credit reporting errors.