Short & Long Term Disability Cases We’ve Won for Our Clients in New Jersey
Fields Law Firm successfully recovers millions of dollars each year for our disabled clients throughout the United States. Our Long Term Disability experience is matched by very few other law firms in the country and has earned us a national reputation.
Here are just a few examples of our Long Term Disability appeal and lawsuit case wins in New Jersey.
Nichole – Key Account Manager – Cherry Hill, New Jersey
Chronic Pain Syndrome, Intervertebral Disc Disorder, Cervical Disc Displacement, Panniculitis
A key account manager in New Jersey developed chronic medical conditions that made continued work unsustainable, including chronic pain syndrome, intervertebral disc disorder, cervical disc displacement, and panniculitis. Although Long Term Disability benefits had been approved and paid for two years, Guardian later terminated the claim, cutting off a primary source of income and creating immediate financial pressure.
Fields Law Firm guided the appeal from start to finish, building a record designed to meet the insurer’s requirements and directly address the stated basis for termination. The Fields team gathered supporting medical documentation, obtained a detailed statement from a treating physician confirming work limitations, and prepared a focused legal memorandum explaining why the claim decision should be reversed. Guardian ultimately reconsidered the termination, reinstated monthly benefits, and issued back pay, restoring benefits moving forward.
Jorge – Warehouse Worker – North Bergen, New Jersey
Anxiety, Depression
A warehouse worker became disabled when he developed severe anxiety and depression. After several months of mental health treatment, his doctors recommended he leave work to focus on treatment. Initially, the insurance company agreed that the man was unable to perform his job. After a few months, the insurer denied the appeal based on insufficient evidence of disability.
He then hired Fields Law Firm to sue the insurance company. The insurance company initially tried to settle the case for a very small amount of money. At the advice of his attorney, our client declined their take it or leave it offer. After several months, the insurance company came back with multiple higher offers. Finally, our attorneys negotiated a settlement with the insurer that reflected the true value of the case. Our client was happy he listened to our advice and settled the case for much more than the original amount offered.
Laura – University Administrator – Atlantic City, New Jersey
Hip Joint Pain
A 60-year-old woman who worked in school administration at a university in New Jersey developed severe and debilitating hip joint pain, making it impossible for her to do her job. While she spent most of her day at a desk in front of the computer, there were those occasions when she would have to carry books and files and binders and walk across campus. As time progressed, her hip pain made walking, and even sitting, excruciating. To make matters worse, her husband received a cancer diagnosis and was completely unable to work. The bills were mounting.
For months, she was determined to deal with the pain in the hopes that it would either disappear or at least decrease but, when it didn’t, she filed for disability. Her Long Term Disability benefits were initially granted, but sometime thereafter, her benefits were suddenly and with little warning denied.
She attempted to resolve the disability payments on her own but, when it became clear the disability carrier would not reverse its position, she sought the assistance of Fields Law Firm. Our attorneys began the collection of medical records and supportive medical reports and filed a lawsuit. Through attempts at negotiations, our attorneys were able to settle the entire claim, on a lump sum basis, providing a significant sum of money to our client which enabled her to have sufficient funds to meet her financial needs.
