A Warehouse Associate from North Carolina was suffering from Degenerative Disc Disease, spondylosis, and side effects from medications. He was taken off work by his treating doctors and he applied for Long Term Disability benefits through his employer’s plan. Regrettably, Unum denied his claim arguing his conditions were pre-existing and therefore barred under the policy and also that, even if they were not pre-existing, they were not sufficiently disabling to stop him from performing his own occupation.
After being denied, he turned to Fields Law Firm for help. The Fields Law attorneys drafted an appeal, building support from our client’s treating doctors, his medical records, and the actual requirements of his job duties. After receiving our appeal, Unum reversed its decision, paid our client his backpay, and started paying his monthly benefits.
