Understanding Why Lincoln Financial Denies Disability Claims
Why You Need a Lincoln Financial Disability Lawyer Like Fields Law By Your Side
To successfully challenge a Lincoln Financial denial, you need the backing of an experienced partner who has gone toe-to-toe with the insurance company and come back a winner.
Fields Law has successfully recovered millions of dollars for our disabled clients across the United States. As a result, we’ve earned a nationwide reputation as a premier Lincoln Financial disability insurance attorney.
While it is possible to challenge a denial on your own, it’s an uphill battle without professional legal help. Disability appeals are complex, and Lincoln Financial is counting on that complexity to break your spirit.
By partnering with a skilled Lincoln Financial Disability lawyer like Fields Law, our experience becomes your advantage. With Fields Law, you get:
- A skilled legal partner who knows Lincoln Financial’s tactics and how to counter them.
- Support gathering the crucial medical and vocational information to prove your disability.
- Guidance in meeting the strict insurance and Employee Retirement Income Security Act (ERISA) deadlines.
- Help understanding the technical policy language designed to confuse the average claimant.
- Experienced negotiators who will push back when Lincoln Financial refuses to pay.
Overturning a Lincoln Financial denial is possible, but you need help from the right partner. Fields Law has the knowledge, skill, and experience to help you successfully mount a Lincoln Financial disability appeal.
How Fields Law Can Help With the Lincoln Financial Disability Appeal Process
Disability appeals are a time sensitive process. Appeals must be filed within a strict deadline, and your appeal becomes part of the permanent case record.
It is essential that you get the appeal process correct the first time, and working with a Lincoln Financial disability benefit attorney ensures that the process is handled properly.
The process for making a Lincoln Financial disability appeal works like this:

Review of Your Denial Letter
Your denial letter will state the reasons for Lincoln Financial’s decision. Analyzing the reasons given is the key to forming a successful appeal.

Correct the Record
We will help you collect comprehensive medical records and gather expert opinions on your condition and vocational evidence that your ability to work is impaired.

File the Administrative Appeal
We will help you properly file your Lincoln Financial appeal within the allotted time frame and present a strong case.

Pursue Litigation if Necessary
If you receive a Lincoln Financial appeal denial, Fields Law is prepared to move to litigation and fight for your benefits.
Fields Law has successfully helped win back millions of dollars for our clients from insurers like Lincoln Financial. Let Fields Law help you navigate the appeal process. We know how they operate. We know how to win.
Real Clients, Real Results: Fields Law’s Lincoln Financial Disability Appeal Track Record
Insurance companies like Lincoln Financial are large and powerful, but they’re not unbeatable. We have an extensive history of successfully challenging Lincoln Financial denials.
We’ve helped clients:
- Reverse wrongful denials and obtain the benefits they deserve.
- Obtain lump-sum settlements after years of delays.
- Ensure benefits are not cut off prematurely.
As your Lincoln Financial lawyer for disability appeals, Fields Law is dedicated to your success. See below just some of the ways we’ve helped our past clients successfully appeal a Lincoln Financial disability denial:
Overturn of Denial
Thomas, Refrigeration Mechanic, Mayhill, New Mexico
Disability: Vertigo, Balance Issues
Problem: Thomas was forced to leave work when he started to experience vertigo and dizziness. Despite his diagnosis and symptoms preventing him from being on his feet, nor being able to lift up to 100 pounds as his job required, Thomas was shocked to receive a Lincoln Financial denial for disability benefits.
Success: The Lincoln Financial disability attorneys at Fields Laws quickly filed an appeal for Thomas in support of disability benefits, arguing that the symptoms he experienced made performing the significant physical requirements of his job impossible. Lincoln Financial reviewed the appeal and medical information our attorneys provided and quickly overturned their denial.
Reversal of Benefits Termination
Linda, Medical Secretary, Humble, Texas
Disability: Fractures Including Radius, Scapula, Tibial Plateau, Clavicle, Ribs, Tibia, and Cerebral Hemorrhage
Problem: Linda was forced to stop working as a medical secretary after a pedestrian/motor vehicle accident left her with numerous severe injuries. Two years after her accident, Lincoln Financial terminated her benefits, alleging she could return to work, despite her tibial fractures remaining unhealed.
Success: Fields Law assisted Linda through the appeals process, working with her primary care physician and pain management doctors to obtain supportive reports verifying that she would be unable to return to work. Fields Law also combed through Lincoln Financial’s administrative record, and found the initial medical record review from Lincoln’s own medical staff that stated our client would not be able to return to work. Lincoln Financial was forced to reinstate our client’s Long Term Disability benefits.
Successful Appeal of Denial
Jeanette, Conductor, Pullman, Washington
Disability: Knee Pain, Back Pain
Problem: A conductor from Washington, Jeanette was no longer able to work due to chronic knee and back issues. Her employer-provided Long Term Disability policy was initially approved, but was later denied by Lincoln Financial citing that she did not meet the Policy’s definition of Totally Disabled. Jeanette’s appeal was initially denied and the decision to terminate her Long Term Disability benefits was upheld.
Success: Jeanette turned to Fields Law for her second appeal, and our attorneys immediately began working to compile her most favorable records and documents, submitting a comprehensive appeal. Mere weeks later, Lincoln Financial reversed their decision to deny benefits and retroactively paid our client back her previously unpaid monthly benefits as a lump sum.
cases won nationwide
lawsuits filed
in benefits recovered last year alone
See the full list of our case wins and lawsuit results here
Have You Received a Lincoln Financial Disability Denial? Contact Fields Law Today
If Lincoln Financial has denied you benefits, you deserve a team who is ready to fight for you. As your Lincoln Financial disability appeal attorney, Fields Law has the experience to put the pressure on big insurers and the track record to overturn your denial.
Local Experience. National Reputation.
Successfully representing clients in all 50 states has given us a depth of local experience and a national reputation of winning for our clients
Nationwide Long Term Disability Insurance Claim Attorneys
Steve Fields
Founder | CEO | Attorney
Blake Bauer
Principal | Attorney
Mark Klotzbuecher
Principal | Attorney
Cameron Bliss
Attorney
Kendra Bredeson
Attorney
Jon Comuzzi
Attorney
Chase Hedrick
Attorney
Brenna Karrer
Attorney
Pounnaphone Phomtalikhith
Attorney
Joe Scanlon
Attorney
Jeff Schleeter
Attorney
Hannah Strong
Attorney
Annie Surbaugh
Attorney
Joyce Trudeau
Attorney















