New York Life Disability Denial Attorney

No Fee Unless We Win. Period.

Has New York Life denied your disability claim? Fields Law offers nationwide representation for New York Life Long Term Disability appeals.

The disability insurance you purchase is supposed to be your safety net when injury or illness turns your life upside down and prevents you from working. But many policyholders are shocked to receive a letter of denial from New York Life, or when their claim is terminated.

If you’ve experienced a disability denial, it can feel like the world is collapsing in on you. But it’s important to remember that a denial is not the end of the road. With a disability insurance attorney experienced in dealing with New York Life at your side, you can challenge your denial and fight for the benefits you deserve.

Fields Law is a nationwide injury and disability Law Firm, and each year we help hundreds of clients like you get the disability benefits they deserve. We have a proven track record of success in New York Life disability appeals.

Fields Law is ready to fight for you against New York Life’s tactics to avoid paying your claim.

Why Does New York Life Deny Disability Claims?

As a policyholder, it can feel like the rug has been pulled out from under you when New York Life refuses to pay the benefits you are counting on. Unfortunately, as one of the largest insurers in America, New York Life’s own financial interests are often placed above their client’s needs.

New York Life disability benefits are often denied because of:

Insufficient Medical Evidence: New York Life may argue that your medical records do not prove your disability, even when your doctor supports your claim.
Your Disability is Not Covered: The specific language in your policy may have a limited definition of disability. The insurer may argue that you can still perform some form of work.
Missed Deadlines or Errors: There are strict deadlines and rules for submitting a claim. A single mistake can give New York Life the excuse to deny your claim.
Social Media Monitoring: It’s not unheard of for insurers like New York Life to monitor your social media activity to question your limitations.
Termination After Initial Approval: New York Life may claim your condition has improved enough to terminate your benefits, even after receiving them for several years.

These denials are not unusual – and they can be overturned.

But even without outright denying your claim, New York Life may employ other tactics designed to frustrate you into abandoning your claim. They may attempt to delay or draw out the process or even try to coerce you into settling for less than you deserve.

New York Life and most major insurers are hoping that you won’t fight back. That changes with Fields Law.

As experienced disability lawyers, we have a proven track record of success helping our clients fight New York Life’s wrongful denials and secure the benefits they were promised – and paid for.

Receiving a New York Life denial doesn’t mean your case is over. It means the fight has only just begun.

Why You Need the Help of a New York Life Disability Benefit Attorney

Appealing a denial on your own is possible, but is extremely difficult. To successfully challenge a New York Life denial, you need the backing of a disability benefit attorney who has gone head-to-head with New York Life and come back victorious.

Fields Law has successfully recovered millions of dollars for our disabled clients across the United States. As a result, we’ve earned a nationwide reputation as a premier disability insurance attorney.

When you’ve been denied, an appeal is your chance to submit undeniable evidence that your disability has taken away your ability to work – and it’s critical you get the appeal process done right. Disability appeals are complex, and New York Life is counting on that complexity to break your spirit.

At Fields Law, we know how to build a rock-solid New York Life disability appeal. Our approach includes:

- Coordination with your medical care providers to compile a strong statement in support of your disability’s effect on your ability to work.
- In-depth knowledge of New York Life’s tactics – and how to counter them.
- Support gathering the crucial medical and vocational information to prove your disability.
- Professional guidance in complying with the strict insurance and Employee Retirement Income Security Act (ERISA) deadlines.
- Help understanding the technical policy language designed to confuse the average claimant.
- Experienced negotiators who will push back when New York Life refuses to pay.
- Nationwide representation – no matter where you live, we can help.

Your best chance at winning a New York Life disability appeal is with help from the right legal partner. Fields Law has the knowledge, skill, and experience to help you take control of your future.

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How the New York Life Disability Appeal Process Works

If New York Life has denied your disability claim, you have a limited window to file an appeal. There are strict deadlines from both the insurer and under the Employee Retirement Income Security Act (ERISA). Missing a deadline or submitting an incomplete appeal claim can mean having your case permanently closed.

Fields Law will help you through the appeal process, so your New York Life Long Term Disability appeal is filed correctly and on time.

Our team will help you:

Review Your Denial Letter

The denial letter New York Life sends includes the reasoning for their decision. Understanding their reasoning is essential to a successful appeal.

Image of two people (from neck down) reviewing a contract.

Correct the Record

Denials are often based on incomplete or one-sided medical evidence. We will work with your treating doctors, as well as gather opinions from other medical and vocational professionals to build a comprehensive record that fully supports your disability.

A woman sitting at a desk highlighting some paperwork

File the Administrative Appeal

We will prepare a legal brief that refutes New York Life’s reasoning, backed by medical and vocational evidence, constructing a clear case for why you should be granted benefits, and submit it within the appropriate deadlines.

Pursue Litigation if Necessary

If your insurer continues to deny your benefits, our Long Term Disability appeal lawyers are prepared to take the case to court.

Fields Law has successfully helped win back millions of dollars for our clients from insurers like New York Life. Going through the appeal process alone is risky. Let Fields Law leverage our experience with New York Life to get you the benefits you deserve.

Real Clients, Real Results: Fields Law’s New York Life Disability Appeal Track Record

New York Life may be one of the largest insurers in the country, but they aren’t unbeatable. Our Long Term Disability appeal lawyers have an extensive track record of getting clients the benefits they deserve.

We’ve helped clients:

Reverse wrongful denials and obtain the benefits they deserve.
Obtain lump-sum settlements after years of delays.
Ensure benefits are not cut off prematurely.

Here are just a few examples of how we’ve helped our past clients achieve a successful New York Life disability appeal:

Overturn of Wrongful Denial

Patricia, Warehouse Associate, Memphis, Tennessee

Disability: Vertigo, Fibromyalgia

Problem: Patricia became unable to work as a warehouse associate when she developed cases of vertigo and fibromyalgia. While she initially received Short Term Disability from New York Life, her benefits were discontinued when New York Life stated that her medical records failed to show that she was unable to perform her job.

Success: Concerned over her wrongful denial, Patricia turned to Fields Law to appeal. Our disability benefit attorneys collected medical records and information from her doctors, and drafted a legal argument to New York Life for review. They soon reversed their decision, and reinstated our client’s Short Term Disability benefits.

Reversal of Benefits Termination

Jacqueline, Administrative Assistant, Herndon, Virginia

Disability: Incontinence, Anxiety, Depression

Problem: After fighting a successful battle against colorectal cancer, the chemotherapy treatments and multiple surgeries caused Jacqueline to develop incontinence. This led to worsening panic attacks, severe anxiety and depression. She applied for and received Long Term Disability benefits, through New York Life, but soon after her benefits stopped being paid to her.

Success: When Jacqueline contacted Fields Law for help, our New York Life Long Term Disability appeal lawyers began sifting through thousands of pages of New York Life’s case documents on Jacqueline. We discovered that New York Life’s decision was based on a few social media posts our client had posted with family members at social events. New York Life used these as evidence to stop her payments. Our attorneys collected undeniable medical evidence from her doctors that unequivocally demonstrated our client’s disability. Her benefits were soon restored, and our client was overjoyed at the result.

Successful Appeal of Denial

Charles, Software Engineer, Leesburg, Virginia

Disability: Vestibular Migraines, Dizziness, Vertigo, Herniated Disc

Problem: Charles began suffering worsening migraines, ultimately impacting his ability to work as a software engineer. After battling intense bouts of vertigo, he was no longer able to drive. Subsequent tests revealed several herniated discs. As his doctors coordinated treatment, he applied for Long Term Disability benefits, only to be denied coverage by New York Life.

Success: Charles turned to Fields Law for his appeal. Our Long Term Disability appeal lawyers gathered records from five physicians who had treated Charles, and created a timeline of his condition and treatment that made it impossible for New York Life to ignore. Charles won his appeal and was awarded back-pay and ongoing benefits.

4035

cases won nationwide

1364

lawsuits filed

$24798357

in benefits recovered last year alone

See the full list of our case wins and lawsuit results here

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Take the Next Step in Your New York Life Disability Appeal: Contact Fields Law Today

Being denied the benefits you deserve is a painful blow, but there is hope. Fields Law can help you with a New York Life disability appeal. Our experience will help you turn the tables, and fight back against wrongful denial.

Local Experience. National Reputation.

Successfully representing clients in all 50 states has given us a depth of local experience and a national reputation of winning for our clients

Nationwide Long Term Disability Insurance Claim Attorneys

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