Short & Long Term Disability Lawsuit Cases We’ve Won for Our Clients
Fields Law Firm successfully recovers millions of dollars each year for our disabled clients throughout the United States. Our Long Term Disability litigation experience is matched by very few other law firms in the country and has earned us a national reputation.
Here are just a few examples of our Long Term Disability lawsuit case wins.
Kim – Distrct Manager Area Supervisor – Bartlett, Tennessee
Degenerative Disc Disease, Obesity, Bipolar Disorder, Major Depressive Disorder
A District Manager for a retail chain store stopped working due to degenerative disc disease, obesity, bipolar disorder, and major depressive disorder. His employer provided a group Long Term Disability policy that he elected to receive coverage under. He was initially approved for Long Term Disability benefits, but the insurance carrier quickly terminated benefits indicating he could perform the material duties of his own occupation. He contacted the attorneys at Fields Law to assist in appealing the insurance carrier’s adverse decision.
The attorneys at Fields Law appealed the insurance carrier’s decision, and benefits were reinstated by the insurance carrier rather quickly. Our client continued to receive benefits until the insurance carrier sent another letter stating they were again terminating our client’s benefits. The insurance carrier concluded our client did not meet the definition of Totally Disabled. Our attorneys again appealed the insurance carrier’s decision. However, the insurance carrier decided this time to uphold its previous decision to terminate benefits.
Not happy with this response, the attorneys at Fields Law filed a lawsuit in federal court. The insurance carrier fought the case, and it was not until the very last day that the insurer offered a settlement that was accepted by our client. At the end of the case, our client received a settlement check and had a significant overpayment debt obligation completely forgiven by the insurance carrier.
Harmony – Customer Care Advocate – Wentworth, South Dakota
Small Fiber Neuropathy, Chronic Migraines, Multi-level Disc Herniations
A Customer Care Advocate from South Dakota developed Small Fiber Neuropathy, Chronic Migraines, and Multi-level Disc Herniations. Unable to continue working, she applied for Long Term Disability benefits from her insurance carrier. She was approved and remained on claim for about half a year. The insurer then terminated her claim writing that the medical records no longer supported disablement from her Own Occupation. Knowing she needed help, she retained Fields Law Firm to help fight for her benefits.
The Fields Law team gathered her updated medical records and secured several letters of support from her treating providers. We also wrote a lengthy appeal of the insurer’s denial letter. The insurer considered the appeal, but decided to perform numerous peer reviews to support their denial decision. While our team was able to get several responses from our client’s providers, the insurer maintained their denial in contradiction to the medical opinions. Our attorneys then filed suit against the insurer in federal court. After several months of litigation, we were able to work out a settlement deal which provided our client a lump sum settlement of her disability claim.
Maryanne – Client Program Manager – Box Elder, South Dakota
Degenerative Disc Disease, Fibromyalgia, Vertigo
A Client Program Manager with Degenerative Disc Disease, Fibromyalgia, and Vertigo had her Long Term Disability benefits terminated by her insurer. The attorneys at Fields Law Firm represented her during the appeal process eventually getting their decision overturned. Our client continued her partnership with Fields Law Firm while she remained on claim, and we took care of all communications and requests made by the insurer.
Years later, the insurer indicated they were interested in buying out her claim. Our team made an offer to the insurer and, after briefly negotiating, were able to work out a deal awarding our client nearly the entire remaining value left in her claim. She received a lump sum check in the following weeks and was able to close out her claim permanently.
