Short & Long Term Disability Cases We’ve Won for Our Clients Against Various Insurers
Fields Law Firm successfully recovers millions of dollars each year for our disabled clients throughout the United States. Our Long Term Disability experience is matched by very few other law firms in the country and has earned us a national reputation.
Learn about our Cigna long-term disability case results and how we challenge denials.
View our long-term disability results against various insurers.
Here are just a few examples of our Long Term Disability appeal case wins against various insurers.
Donald – Occupational Therapist – Columbus, Indiana
Chronic Inflammatory Demyelinating Polyneuropathy
An occupational therapist in Indiana developed significant symptoms, including low back pain, chronic radiculopathy, chronic insomnia, chronic migraines, and chronic inflammatory demyelinating polyneuropathy. A Long Term Disability claim through Cigna was approved, and benefits were paid for more than two years. After Cigna required an examination with a physician of its choosing, the insurer asserted the disabling condition was mental rather than physical and terminated benefits, stating that the plan’s mental health limitation had been exhausted.
Fields Law attorneys prepared a detailed administrative appeal that addressed the insurer’s rationale directly and cited the medical record to confirm a physical basis for the disability. The appeal also included updated medical documentation describing daily symptoms and functional limitations. After review, Cigna reversed the termination, paid past-due benefits, and resumed ongoing monthly payments.
Cynthia – Special Accounts Supervisor – Waterboro, Maine
Fibromyalgia, Psoriatic Arthritis, Bilateral Shoulder Pain, Lumbar Disc Disease, Diabetes, Osteoarthritis
A special accounts supervisor from Maine could not continue to work due to fibromyalgia, psoriatic arthritis, bilateral shoulder pain, lumbar disc disease, diabetes, and osteoarthritis. She applied for Short Term and Long Term Disability benefits but was denied by Anthem Life despite overwhelming provider support.
She came to Fields Law for help with her appeals. The Fields attorneys reviewed her case and gathered medical records and support letters from her doctors. They compiled a strong case and appealed the insurer’s decision. After reviewing the additional information, Anthem Life reversed their decision, and the client received her benefits.
Joy – Global Program Manager – Boise, Idaho
Migraine Headaches, Seronegative Rheumatoid Arthritis, Meniere’s Disease, Mast Cell Activation Syndrome
A global program manager for a major computer company in Idaho developed migraine headaches, seronegative rheumatoid arthritis, Meniere’s Disease, and mast cell activation syndrome. Unable to continue working, she applied for Long Term Disability benefits from Matrix Absence Management. She was approved and remained on claim for nearly a decade before the insurer terminated her benefits, claiming she could now return to some other kind of work.
Needing help, she retained Fields Law. The Fields team gathered her updated medical records and letters of support from her physicians, and they drafted an appeal and addressed each point the insurer raised. Based on the appeal, Matrix Absence Management overturned their prior termination of our client’s benefits. They issued a check for backpay and once again began issuing monthly benefits.
