Short & Long Term Disability Cases We’ve Won for Our Clients in Delaware
Fields Law Firm successfully recovers millions of dollars each year for our disabled clients throughout the United States. Our Long Term Disability experience is matched by very few other law firms in the country and has earned us a national reputation.
Review our Delaware long-term disability results to understand how claims are resolved.
Here are just a few examples of our Long Term Disability appeal and lawsuit case wins in Delaware.
Stanley – Truck Driver – Dover, Delaware
Subarombo Phlebitis Arachnoid Hemorrhage, Bilateral Vestibular Function Disorder, Migraines, Atypical Headaches, Memory Loss, Cervicalgia, Occipital Neuralgia, Thrombophlebitis
A truck driver from Delaware applied for and received Long Term Disability benefits from an insurance policy provided by his employer, after suffering a serious and disabling stroke. Liberty Mutual paid benefits for two years, until the definition of disability switched from Own Occupation to Any Occupation. His benefits were terminated, because one of Liberty Mutual’s doctors claimed he could work a sedentary job, even though that doctor had never met him. Unsure what to do next, he reached out to the Fields Law team.
The Fields Law attorneys gathered updated medical records and received support from our client’s own treating doctors. The evidence gathered could not be dismissed by Liberty Mutual. It wasn’t long after the Fields Law attorneys submitted the appeal, that our client’s Long Term Disability benefits were restored.
Tamitha – Internship/Externship Coordinator – Wilmington, Delaware
Severe Asthma
An Internship/Externship Coordinator for a technical college in Delaware suffered from severe persistent asthma. Her Short Term Disability insurer, CIGNA, initially accepted her claim. One month later, they denied the claim. Their denial claimed that the medical information available did not provide clinical findings that would preclude her from working.
Not sure what she should do, she reached out to Fields Law. After completing his review of our client’s file from CIGNA, our attorneys developed a plan to fight the denial. We updated medical records and obtained a report from the client’s treating pulmonologist which stated that her asthma was rated at an AMA Class 4D, which is significant.
Our attorneys appealed the denial and CIGNA reversed their decision and reinstated the client’s benefits and paid all the past-due benefits. Our client was extremely relieved and grateful to have her sole source of income back.
Shelly – Special Education Support Specialist – Lewes, Delaware
Back Pain, Disc Displacement Degeneration
An education support specialist from Delaware began experiencing back pain. Her job required bending, lifting, and interacting with students. Eventually the pain became too much and she was forced to stop work. Her insurance company initially approved her for Short Term Disability benefits, but after a few months the disability payments stopped. The insurance company said she no longer fit their definition of “disabled.” Her doctors wrote CIGNA letters in response to no avail.
Worried about her lost income she contacted Fields Law for help. The Fields Law attorneys gathered documents from the insurance company and our client’s doctors to build the best case for our client. Our attorneys sent a strong appeal to CIGNA, highlighting doctor’s reports that were previously overlooked. CIGNA overturned their decision and our client received ongoing benefits and a lump sum payment for back-pay. Our client was happy with the decision, and was pleased with the service Fields Law provided.
