Short & Long Term Disability Cases We’ve Won for Our Clients in Florida

A Sales Associate from Florida applied for Long Term Disability benefits with an insurance company provided by her employer after suffering from degenerative disc disorder, chronic knee pain, anxiety, depression, and panic disorder. Her Long Term Disability benefits were originally approved by the insurance company. However, Lincoln Financial terminated benefits when she relocated to a more affordable part of the country and had not yet established care with new providers.

The attorneys at Fields Law Firm contacted both the old and new medical providers, obtained assessment forms and letters demonstrating her doctor’s support. Based on those statements of support, updated medical records and the convincing legal analysis in our appeal memo, the attorneys at Fields Law put together an appeal that Lincoln Financial could not dismiss. Our client was receiving benefits again two months after the appeal was filed. She was happy to be able to focus on her medical care and not have to keep struggling with Lincoln Financial.

A Lead Analyst for a large financial institution began to experience severe neck pain radiating down her arms and was subsequently diagnosed with radiculopathy. She was unable to use her hands for repetitive activities like typing at work. Further, the pain made it extremely difficult to focus on tasks like producing financial reports and discussing investments with clients. At the advice of her doctors, she left work and submitted a claim for disability benefits.

She was denied, with little explanation from Liberty Mutual, so she searched for help online and found Fields Law. The Fields Law attorneys discussed the next steps available to her and determined an appeal would be appropriate. Our team gathered evidence and developed arguments using the medical opinions of her orthopedic doctor and physical therapists. They were submitted with all outstanding medical records to Liberty Mutual. After review of the appeal, Liberty Mutual agreed that our client was disabled and paid all outstanding benefits.

A man from Florida suffered from several different conditions that prevented him from working in his occupation as an installation technician. His claim for Short Term Disability benefits was initially approved, however the claim was later denied. His Short Term Disability insurer claimed that he had the functional capacity to perform his occupation.

Unsure about his next steps, he contacted the attorneys at Fields Law for help. The attorneys at Fields Law reviewed all of the records the insurance company had and began getting updated medical records. We also sent our client in for a Functional Capacity Evaluation. On appeal, the insurance company reversed their decision and reinstated the payment of benefits. Our client felt an incredible sense of relief knowing that he had an income on which to support himself and his family.