Short & Long Term Disability Cases We’ve Won for Our Clients Against Guardian
Fields Law Firm successfully recovers millions of dollars each year for our disabled clients throughout the United States. Our Long Term Disability experience is matched by very few other law firms in the country and has earned us a national reputation.
See how we’ve handled Guardian long-term disability claimssuccessfully.
Here are just a few examples of our Long Term Disability appeal case wins against Guardian.
Leonard – Trucker – Chicago, Illinois
Stroke, COPD
A long-haul truck driver suffered from a stroke and COPD. Due to the effects of these conditions, he was unable to safely perform his job. His Long Term Disability insurer denied his claim on the basis that he had not provided evidence of his disability.
Not knowing what he was supposed to do, he found the attorneys at Fields Law Firm. The attorneys at Fields Law reviewed all of the records the insurance company had and began getting updated records to provide. They also obtained a report from his treating physician, which highlighted that our client could not work. On appeal, Guardian reversed their decision and reinstated the payment of monthly benefits. Our client felt an incredible sense of relief knowing that his livelihood was once again secure.
Mason – Director of Environmental Services – Mableton, Georgia
Failed Lumbar Fusion
A Director of Environmental Services became disabled after undergoing a failed lumbar fusion surgery. The back pain made his daily life miserable. His symptoms kept him from focusing at work and made him change positions continuously. His insurer paid Short and Long Term Disability benefits for about two years. Unfortunately, Guardian denied his benefits when they determined he could return to work at his own occupation.
He hired Fields Law to fight the wrongful denial. Our attorneys secured disability paperwork from our client’s treating doctors. The appeal was submitted to the insurer along with legal arguments regarding our client’s ability to maintain a full-time work schedule. Guardian sent our client to an Independent Medical Examination where the examiner concluded he would be able to perform the duties of his own job. Our attorneys forwarded the results of the IME to our client’s treating doctor for comment. The treating provider disagreed with the so-called independent doctors opinions, and Guardian had no choice but to reinstate our client’s benefits.
Kristin – Teacher – Eastman, Georgia
Back Pain, Leg Pain, Foot Pain, Complications from Back Surgeries, Arthritis in Knees
A teacher from Georgia had complications from back surgeries and arthritis that prevented her from working. She received Long Term Disability benefits from her insurer for many years, which she used to pay for in-home care three times a week. After five years of receiving benefits, and without any medical review, Guardian sent a letter explaining she was no longer eligible to receive disability benefits.
Overwhelmed and frightened that she would no longer be able to pay for the care she needed, she contacted Fields Law to help file a strong appeal. Our attorneys obtained records from multiple doctors and care providers to create a strong medical narrative and build the best case for our client. Our attorneys successfully argued that benefits should never have been denied, and the appeal administrator awarded back-pay and continued benefits. Our client was pleased with the single point of contact she had at Fields Law and was relieved to be able to afford the treatment she needs.
