Short & Long Term Disability Cases We’ve Won for Our Clients in Kentucky
Fields Law Firm successfully recovers millions of dollars each year for our disabled clients throughout the United States. Our Long Term Disability experience is matched by very few other law firms in the country and has earned us a national reputation.
Here are just a few examples of our Long Term Disability appeal and lawsuit case wins in Kentucky.
Tracy – Laboratory Technician – Independence, Kentucky
Rheumatoid Arthritis, Osteo Arthritis, Sjogren’s, Fibromyalgia, Chronic Fatigue Syndrome, Broken Knee
A Laboratory Technician was forced to stop working due to a multitude of illnesses and a knee injury she had sustained requiring surgery and three months physical therapy. Her chronic illnesses complicated her return to work and the insurer continued to pay her benefits until the definition of disability changed from Own Occupation to Any Occupation after 24 months. The insurance company reopened her claim after she was subsequently awarded Social Security Disability benefits. Even with the Social Security Administration’s disability determination, the insurer continued to contact her every few months to request updated medical records. This required her having to schedule unnecessary appointments for her chronic conditions costing her time and money from her fixed disability income.
Tired of the harassment, she reached out to the attorneys at Fields Law Firm to assist with negotiating an early buyout of her claim. Our attorneys requested a copy of our client’s claim file, obtained updated medical records and submitted them to the insurance company asking if they would be interested in buying out the remainder of her claim. Our team was able to negotiate with the insurance company to get them to pay significantly more than their initial offer. Our client was happy to get her monthly benefits in advance to help plan her long-term care and end the tenuous relationship with the insurance company.
Ken – Director of IT – Lexington, Kentucky
Cognitive Impairment, TBI
An IT director who worked for a large, international business, suffered a traumatic brain injury. With an occupation that requires one to think, reason, analyze and articulate significant and highly complex concepts, he could no longer perform any of these functions. Neurocognitive tests were done and demonstrated clearly that he suffered from cognitive impairment. Despite the findings, Metlife denied his application for disability benefits.
Unable to appeal his denial himself, he hired Fields Law Firm. Our attorneys began to obtain all records, and cognitive function tests, as well as supportive reports from our client’s treating doctors. We then filed an appeal, and Metlife reversed the denial, in light of the substantial evidence that had been presented.
Lila – Registered Nurse – Lawrenceburg, Kentucky
Breast Cancer
A registered nurse from Kentucky originally stopped working due to her diagnosis of stage IV metastatic breast cancer and all the consequential disabilities related to this life-threatening diagnosis. After 24 months of coverage, Prudential terminated benefits as it claimed this registered nurse did not meet their definition of disabled and claimed she could perform a list of occupations.
Upset at her sudden loss of income, she called Fields Law for help appealing the denial decision. The attorneys at Fields Law contacted our client’s doctors to compile reports of all of her symptoms and treatments. After only one appeal, Prudential agreed with the Fields Law attorneys, and reversed their prior determination and administered benefit payments immediately.
