Short & Long Term Disability Cases We’ve Won for Our Clients Against Lincoln Financial
Fields Law Firm successfully recovers millions of dollars each year for our disabled clients throughout the United States. Our Long Term Disability experience is matched by very few other law firms in the country and has earned us a national reputation.
Here are just a few examples of our Long Term Disability appeal case wins against Lincoln Financial.
Maria – Engineer – Gardnerville, Nevada
Post Concussive Syndrome and Cognitive Issues.
An engineer in Nevada suffered a concussion after striking her head while surfing and later developed post-concussive syndrome and cognitive issues. Because her job required sustained, high-level cognitive performance, she could no longer continue working and filed a Long Term Disability claim with Lincoln Financial. The insurance company denied the application, leaving her without the monthly benefits the policy was designed to provide.
The Fields attorneys stepped in to build an administrative appeal focused on the medical and occupational evidence the insurer overlooked. Our team obtained updated medical records, secured detailed support letters from treating providers, and prepared a comprehensive appeal that directly addressed the denial rationale and documented how the condition prevented full-time performance of her engineering duties. After reviewing the appeal and supporting exhibits, Lincoln Financial reversed its decision and reinstated monthly Long Term Disability benefits.
Victor – Control Systems Technician – Brookville, Indiana
Syncope, Hypotension, Migraines
A control systems technician in Indiana developed syncope, hypotension, and migraines that made continued work unsafe and unsustainable. After applying for Long Term Disability benefits, the claim was initially approved by Lincoln Financial. About a year and a half later, Lincoln Financial terminated benefits, stating there was no further evidence of impairment despite ongoing symptoms and an ongoing inability to work.
Fields Law attorneys reviewed the file promptly, gathered updated medical records, and obtained detailed written reports from treating physicians confirming the severity and functional impact of the conditions. A Fields Law Firm attorney prepared an appeal memorandum that presented the supporting documentation and addressed key shortcomings in the termination rationale. Lincoln Financial reversed the termination decision, benefit payments resumed immediately, and back pay was issued in a lump sum.
Scott – Truck Driver – Lewiston Orchards, Idaho
Chronic Hip Pain, Chronic Shoulder Pain
A commercial truck driver in Idaho developed chronic hip and shoulder pain tied to degenerative joint disease, which made it impossible to continue driving. Long Term Disability benefits were approved and paid for nearly two years, but at the two-year mark the policy’s definition of “disabled” changed. After applying the new standard, Lincoln Financial denied ongoing benefits, stating the client could perform other work.
Fields Law promptly obtained and reviewed the full medical record, then prepared a detailed administrative appeal that addressed the insurer’s stated rationale and grounded the argument in medical evidence supporting disability. The appeal identified key gaps in the denial analysis and explained why the decision did not align with the policy requirements. After review, Lincoln Financial overturned the denial and reinstated benefits on an ongoing basis.
