Short & Long Term Disability Cases We’ve Won for Our Clients in Massachusetts

A Senior Software Engineer from Massachusetts was forced to stop working, less than a decade before retirement. She had battled anxiety and depression for years, but recently developed a progressive and incurable neurological condition. The disease was called Cervical Dystonia, and it caused her neck muscles to uncontrollably contract, forcing her head to painfully twist and turn. Her quality of life began deteriorating quickly, and then she learned that she needed brain surgery to address her worsening condition.

Rightfully concerned about her financial security, she applied for Long Term Disability benefits. However, while CIGNA reviewed her claim, they began sending her a seemingly endless number of requests for more information. She responded to the requests at her own expense, but CIGNA still denied her application for benefits a month later. In their denial, they effectively claimed that she wasn’t actually disabled and was just choosing not to work.

She was frustrated with the insurance provider’s tactics, and sought out the best disability advocates to handle her case. She found the team of attorneys at Fields Law Firm. Our attorneys were able to get to work on her case right away, gathering the necessary documents, and obtaining favorable medical opinions from her treating physicians.

Our attorneys reviewed the denial letter and wrote a strong appeal. We argued that CIGNA had failed to both properly consider our client’s medical records and conduct due diligence through an independent medical examination. Based on our appeal, the insurer agreed to conduct an independent medical review. After receiving the results of the review, they quickly overturned their previous denial, granting our client Long Term Disability benefits with back pay. Our client was soon able to cash a substantial check and began receiving regular payments for her Long Term Disability benefits.

A Senior Project Designer from Massachusetts suffered a broken leg from a skiing accident. The doctors put pins into her leg. Eventually, the pins caused an infection and needed to be replaced. The leg infection did not go away, and the Project Designer was forced to stop working. She was approved for Long Term Disability benefits. After four years, Unum suddenly stopped paying benefits, saying that they did not receive the correct paperwork.

Frightened by her sudden loss of income, she called Fields Law for help. Our attorneys immediately requested our client’s file from Unum. They also called our client’s doctors to obtain updated medical reports. The Fields Law attorneys used medical records and legal research to build a strong appeal. Unum overturned their denial and reinstated benefits to our client. Our client was pleased to be done fighting Unum, and is happy to move forward with her life.

A retail pharmacist from Massachusetts began having severe back and hip pain. Her doctor diagnosed her with bulging discs in her back that were radiating pain to her hip. She was approved for Long Term Disability benefits through her employer. Prudential periodically asked for documentation of her treatment, and after receiving benefits for a year, they said she could return to work. She sent in a written appeal, but Prudential would not change its decision.

Upset with Prudential, she contacted Fields Law for assistance. The attorneys at Fields Law obtained the entire claim file from the insurance company and our client’s medical records to compile all of the evidence. Our attorneys sent Prudential a strong appeal which referenced key records that were previously overlooked. Prudential reversed their decision and our client received a lump-sum check for back-pay and a monthly check to offset her lost income.