Short & Long Term Disability Cases We’ve Won for Our Clients in Michigan

Working several years as a security guard at a nuclear power plant, a man from Michigan eventually attained the rank of First Sergeant. After developing degenerative disc disease in the lumbar region of his spine, he left work and filed a claim for Long Term Disability benefits. He received benefits for just under a year, when his insurer asserted that his condition had improved enough to allow him to return to work. The news was shocking because, if anything, his condition had worsened and made his activities of daily living even more difficult.

After searching for help online, he found Fields Law. Our attorneys collected medical records and referred our client to a Functional Capacity Evaluation. We submitted the medical records and evaluation to the insurance company along with a memorandum outlining our client’s legal rights under the statute governing the policy. After a brief review, his insurer reversed its decision to deny benefits and started paying our client’s claim. He was very pleased with the result and decided to hire Fields Law to manage his claim on an ongoing basis to prevent further wrongful denials.

A Regional Sales Manager from Michigan developed a strange cognitive condition where he would suffer from chronic dizziness, instability and memory loss. Unable to work any longer due to his disabilities, he left work and applied for disability benefits from his insurance carrier. Prudential denied his application for both Short Term Disabillity and Long Term Disability benefits.

Knowing he needed help to appeal Prudential’s decision, he hired Fields Law. The Fields Law team of attorneys began gathering the necessary documentation for compiling his appeal. They acquired updated medical records from his providers and wrote to all of his primary doctors, asking for letters of support. We then drafted an appeal of the denial decision, arguing that Prudential misconstrued and omitted much of our client’s medical documentation. They accepted the appeal and after several weeks of consideration overturned their prior decision, granting back benefits through the Own Occupation stage of disability.

A young man who worked as a document processor for a Detroit law firm was hit by a drunk driver. As a result, he suffered a disc herniation in his neck, cervical facet syndrome, and a cervical spine sprain. He was in constant pain and eventually was forced to undergo surgery to fuse his cervical spine at the C4-C5 disc. Due to his condition, he was unable to continue working. His insurer initially approved him for Short Term Disability benefits. When he applied for Long Term Disability benefits, his insurer alleged that he was capable of performing his job and denied his benefits.

Unsure of what to do and how to live without an income, he got in touch with Fields Law. Our attorneys began compiling all of the necessary medical records and reached out to the client’s doctors to obtain narrative reports which detailed his impairments, treatment, and continuing symptoms. Our attorneys then submitted a compelling appeal to the insurer. Upon review, our client’s benefits were promptly reinstated. Our client was overjoyed to find out that the insurer had reversed their denial and was able to rest easy knowing that he would have an income to live off of.