Short & Long Term Disability Cases We’ve Won for Our Clients in Michigan

A district sales manager from Michigan suffered a stroke. As a result, she had limited use of the right side of her body as well as difficulty with speech. Her Long Term Disability insurer initially accepted her claim but after three years, CIGNA denied the claim. Their denial stated that the medical information available did not prevent her from working a sedentary occupation.

Not sure what he should do, she reached out to Fields Law. Our attorneys ordered updated medical records and obtained statements from our client’s treating doctors. We also had our client undergo a functional capacity evaluation. Armed with all of this evidence, our attorneys drafted a winning appeal. CIGNA reversed their decision and reinstated our client’s benefits and paid all the past-due benefits.

A lumber yard manager from Michigan was suffering with chronic neck pain after undergoing a multilevel neck fusion surgery. He was removed from work and his treating providers noted he could not return to the physical nature of his previous occupation. He applied for Long Term Disability benefits through his employer’s plan. Unfortunately, the insurer denied the claim based on its review. Greater Georgia Life stated he could continue to perform the material duties of his occupation.

He turned to Fields Law for help. Our team worked with our client to build an appeal fighting this denial. We wrote to our client’s doctors receiving extensive narrative reports specifically responding to the Greater Georgia Life’s grounds for denial. Additionally, we pointed out substantial errors in the review that failed to consider all the relevant evidence in the claim file. After receiving our appeal, Greater Georgia Life reversed its decision, paid our client his backpay, and commenced monthly Long Term Disability benefits.

Working several years as a security guard at a nuclear power plant, a man from Michigan eventually attained the rank of First Sergeant. After developing degenerative disc disease in the lumbar region of his spine, he left work and filed a claim for Long Term Disability benefits. He received benefits for just under a year, when his insurer asserted that his condition had improved enough to allow him to return to work. The news was shocking because, if anything, his condition had worsened and made his activities of daily living even more difficult.

After searching for help online, he found Fields Law. Our attorneys collected medical records and referred our client to a Functional Capacity Evaluation. We submitted the medical records and evaluation to the insurance company along with a memorandum outlining our client’s legal rights under the statute governing the policy. After a brief review, his insurer reversed its decision to deny benefits and started paying our client’s claim. He was very pleased with the result and decided to hire Fields Law to manage his claim on an ongoing basis to prevent further wrongful denials.