Short & Long Term Disability Cases We’ve Won for Our Clients in Minnesota
Fields Law Firm successfully recovers millions of dollars each year for our disabled clients throughout the United States. Our Long Term Disability experience is matched by very few other law firms in the country and has earned us a national reputation.
Explore our Minnesota long-term disability case results for denied claims.
Here are just a few examples of our Long Term Disability appeal and lawsuit case wins in Minnesota.
Ryan – Insurance Professional – Rochester, Minnesota
Crohn’s Disease, Abdominal Pain, Nausea, Vomiting, Diarrhea, Bloating, Fatigue, Anxiety Disorder, Panic Disorder, PTSD, ADHD
An insurance professional in Minnesota experienced frequent Crohn’s disease flare-ups that led to urgent, repeated trips to the bathroom, missed workdays, and ongoing symptoms including abdominal pain, nausea, vomiting, diarrhea, bloating, fatigue, and related mental health conditions. Although Short Term Disability benefits were approved, Mutual of Omaha denied the Long Term Disability claim, stating there were no identifiable limitations.
Facing an inconsistent decision and a loss of income, he turned to Fields Law for support. The Fields team prepared a detailed appeal that resulted in a partial approval of benefits for six months. When symptoms continued and a return to work remained out of reach, Fields Law submitted a second appeal that documented, in clear terms, why work was not possible during the period at issue. Mutual of Omaha then approved Long Term Disability benefits for the entire time the individual was unable to work, providing the coverage the policy promised and the continuity of benefits needed during recovery.
Deana – Teacher – Apple Valley, Minnesota
Major Depressive Disorder, PTSD, Generalized Anxiety Disorder, Bipolar Disorder, ADHD, Substance Abuse Disorders
A teacher in Minnesota suffering from major depressive disorder, PTSD, generalized anxiety disorder, bipolar disorder, and ADHD could not work for an extended period. She applied for Long Term Disability benefits under her Madison National policy, but they denied the claim on initial application stating that the documentation did not support total disability.
She turned to Fields Law for assistance. The Fields Law team gathered supporting documentation, including medical evidence and opinion letters from her medical providers, and submitted an administrative appeal challenging the denial. After reviewing all the additional information, Madison National reversed the initial decision. While the appeal was pending, her conditions improved, and she returned to work. Madison National paid her disability benefits for a closed period for the time that she had been disabled and unable to work.
Bruce – Floor Supervisor – Eagle Lake, Minnesota
Degenerative Disc Disease, Heart Disease, Knees, Hips, Narrowing Cranial Blood Vessels
A floor supervisor for a food services company in Minnesota developed severe joint issues over the course of his career. Unable to continue working, he applied for Long Term Disability benefits from Sedgwick. However, the insurer denied his claim, asserting that his medical records did not support restrictions to prevent him from returning to work.
He retained Fields Law to appeal the decision. The Fields team gathered his updated medical records and crafted an appeal. Upon consideration, Sedgwick overturned their denial, issued payment for back benefits, and began making monthly payments.
