Short & Long Term Disability Cases We’ve Won for Our Clients in Nevada
Fields Law Firm successfully recovers millions of dollars each year for our disabled clients throughout the United States. Our Long Term Disability experience is matched by very few other law firms in the country and has earned us a national reputation.
Here are just a few examples of our Long Term Disability appeal and lawsuit case wins in Nevada.
Hava – Housekeeping Supervisor – Las Vegas, Nevada
Complications After a Failed Back Surgery, Persistent Right Leg Pain, Chronic Edema, Mobility Issues
A housekeeping supervisor for one of the major casinos in Las Vegas had developed severe back conditions, necessitating surgery. Unfortunately, the operation was unsuccessful and permanently damaged her spine. She was granted Long Term Disability benefits for two years, but her benefits were then terminated upon her policy’s change in the definition of disability from Own Occupation to Any Occupation.
She retained Fields Law Firm to help her fight for her disability benefits. Our team of attorneys got in touch with her treating providers and secured letters of support. They also acquired updated medical records from the various clinics where she treated. The Fields Law team submitted a lengthy appeal of the benefits termination, but the insurer upheld their prior decision. Our client was interested in pursuing the case further, and the Fields Law attorneys filed a lawsuit on her behalf. Faced with mounting litigation, the insurer finally made a settlement offer which was agreeable to our client, and she was able to receive a check in the mail soon afterward.
Adhiti – Accounts Receivable Representative – Las Vegas, Nevada
Non-Union of Right Ulnar Shaft Fracture, CTS, Fractured Vertebrae, Cognitive Deficits, Mental Health Concerns
An Accounts Receivable Clerk from Nevada worked for many years before she was involved in a serious car accident. She suffered numerous injuries in the accident, including a compound fracture of her right ulna and a traumatic brain injury. She underwent four failed surgeries on her right forearm, and eventually had a fifth surgery which just barely managed to stabilize her condition. She suffered from persistent pain and immobility in her right arm. She had also developed carpal tunnel syndrome, cognitive deficits, and a variety of mental health conditions after the accident and subsequent recovery. She applied for Long Term Disability benefits from her insurance carrier but was denied upon application. In their denial letter, Unum claimed that her conditions had improved to the point where she could return to work.
Knowing she needed help, and having just given birth to a baby son, the woman sought out help. She contacted Fields Law, and quickly signed on our team of attorneys to appeal Unum’s denial decision. We gathered extensive medical documentation of her recovery and functional capabilities, outlining the path of her recovery. In addition, we secured a functional capacity assessment from her physical therapist, a narrative report from her primary care physician, and a specialized vocational report from a third party expert. The Fields Law team ended up submitting hundreds of pages of exhibits with our already lengthy appeal proving our client’s disabled status. Unum was forced to review all of the documentation, and upon consideration, overturned their prior denial of our client’s benefits, including backpay benefits. Our client was able to focus on her recovery and care for her newborn son.
Ellen – Payroll Service Manager – Las Vegas, Nevada
Diabetes, Charcot Arthropathy, Neuropathic Foot Ulceration, Osteoarthritis, Morbid Obesity, Hyperlipidemia, Hypertension
A Payroll Service Manager very much enjoyed her work and was a valued employee prior to becoming disabled. She worked at call center as a supervisor, and was responsible for day to day supervision of staff, responding to inquiries ranging from routine to complex, resolving concerns from internal and external customers regarding payroll products and tax services. However, she was unable to perform these material duties because she suffered from diabetes, Charcot arthropathy, neuropathic foot ulceration, osteoarthritis, morbid obesity, hyperlipidemia and hypertension, which were all well-documented in her records.
She initially received Short Term Disability benefits but after a few months, she was sent a letter explaining that benefits would stop because Liberty Mutual believed she could go back to work as a Payroll Service Manager. After this determination, she applied for Long Term Disability benefits, which were denied because her job was a sedentary occupation. Liberty Mutual believed she could perform the main job duties of her own occupation.
Understandably upset with these determinations, she called Fields Law Firm for help appealing these denial decisions. The attorneys at Fields Law contacted our client’s doctors to compile reports of all of her symptoms and treatments and submitted a comprehensive appeal. Liberty Mutual reviewed the appeal Fields Law submitted, and determined it was wrong in denying her the Long Term Disability benefits that she rightly deserved, and reversed its denial of benefits.
