Short & Long Term Disability Cases We’ve Won for Our Clients in North Dakota
Fields Law Firm successfully recovers millions of dollars each year for our disabled clients throughout the United States. Our Long Term Disability experience is matched by very few other law firms in the country and has earned us a national reputation.
Here are just a few examples of our Long Term Disability appeal and lawsuit case wins in North Dakota.
Rich – Customer Relations – Cavalier, North Dakota
A customer relations specialist with circadian rhythm sleep disorder had tried numerous times and various treatments to restore his circadian rhythm, but to no avail, until his condition became too problematic for him to work. He applied for disability benefits through an insurance policy provided by his employer and his claim was accepted. However, the insurance company denied his benefits after 24 months, based on the contention that the client was only disabled due to mental health conditions.
After being denied, he signed up with Fields Law Firm. We appealed the denial, but the insurer refused to consider the neurological cause of our client’s conditions that was clearly documented in the medical records. The attorneys at Fields Law Firm prepared to file a lawsuit against the insurer. However, after contacting the insurer and pointing out their numerous errors, our attorneys were able to negotiate an early settlement for our client.
Ryan – Maintenance Mechanic – Sterling, North Dakota
A maintenance mechanic was unable to work due to degenerative disc disease. Initially, he was approved for Long Term Disability benefits and was additionally approved for Social Security Disability benefits, and VA Disability benefits. Unfortunately, after several years the insurer unexpectedly terminated his Long Term Disability claim. Left without a major source of his monthly income, still unable to work, and unsure how to proceed, he reached out to Fields Law Firm for guidance.
We worked with our client to appeal the insurer’s claim termination. Despite providing the insurer with ample evidence of our client’s continuing disabilities, each of our appeals were denied. In response, we filed a lawsuit against the insurer on behalf of our client.
The Fields Law Firm attorneys worked closely with our client throughout the litigation. When it became clear that a settlement was likely the best possible outcome, our client gave our team authority to send an initial demand to the insurer. Although negotiations were tenuous, the strong advocacy of the Fields Law Firm team paid off for our client. He was eventually presented with an offer and walked away with a lump sum payout. Our client was grateful to the entire Fields Law Firm team.
Brenda – Medical Lab Technician – Washburn, North Dakota
A medical lab technician from Minnesota began experiencing leg pain associated with diabetes. Eventually, she began losing sensation in her legs. Sitting or standing for long periods became extremely painful and she was forced to stop working. Her insurer approved her for monthly Long Term Disability benefits. After a decade of receiving benefits, the insurance company stopped payment saying that she no longer fit their definition of disabled.
Shocked that her benefits had suddenly been cut off, she contacted Fields Law Firm for help. Our attorneys gathered all of the documents from the insurance company and our client’s doctors to compile strong evidence against the insurer. The insurance company based their denial on one doctor’s report which had multiple mistakes and typos. Our attorneys sent a strong appeal to the insurance company but the insurer did not reverse it’s decision and the Fields Law attorneys filed a lawsuit to fight for our client. During preparations for trial, our attorneys negotiated a generous lump sum settlement. Our client was pleased with the settlement check and happy with the professional advocacy Fields Law Firm provided.
