Short & Long Term Disability Cases We’ve Won for Our Clients Against Prudential

A man who worked as a Quality Control Clerk for US Foods suffered from chronic and debilitating pain in his ankle and neck, as well as Hepatitis C. As a result, he was unable to continue to perform his job. After paying benefits for two years, his Long Term Disability insurer denied his claim alleging that there was no evidence that his condition prevented him from performing occupations that they had identified.

Not knowing what to do, he reached out to the attorneys at Fields Law. The attorneys at Fields Law reviewed all of the records Prudential had and began getting updated records to provide. We also obtained a report from his treating doctor which highlighted that our client could not work with his condition. Our attorneys then drafted a winning appeal which outlined the deficiencies in the insurer’s review of the claim. On appeal, Prudential reversed their decision and reinstated the payment of monthly benefits. Our client was happy to hear that he was going to have the income he needed to get by while he worked on managing his pain.

In New Jersey, a music teacher was taken out of work by her physicians due to Lupus, chronic migraines, and neuropathy. These conditions caused her to be off balance, requiring a cane for walking, fogginess in her cognitive ability, chronic pain, and fatigue. As a K-5 music teacher, these conditions made working next to impossible. Her Long Term Disability insurance provider thought otherwise, denying her benefits because her medical records did not provide substantial evidence to support total disability from her occupation. She thought this was odd considering her treating physician had supported her in being disabled from any occupation. She decided to reach out to the Fields Law Team for assistance.

Our team also thought the denial of benefits here was odd, so we started the appeals process. Our attorneys drafted the first appeal using all medical records and physicians’ reports who supported our client’s disability. Prudential, however, upheld its denial because she did not meet the continued period of time necessary to receive benefits. Our attorneys did not give up on our client, and drafted another appeal that documented disabling medical evidence during the period of time Prudential deemed our client not disabled. They finally approved benefits for our client, who was thankful that the Fields Law team never gave up on her and will continue to support her throughout her entire disability claim.

A welder from Mississippi worked for 17 years before he had to stop due to Transient Cerebral Ischemia, diverticulitis, narcolepsy, chronic back pain, sciatica, glaucoma, and blurred vision. The individual applied for Long Term Disability benefits, but his insurer stated that he had not provided any restrictions or limitations that would prevent him from returning to work as a welder. Prudential stated that since he failed to be disabled through the Elimination Period, he was not eligible for benefits. The welder decided to appeal this determination without legal representation, and he was denied yet again.

After receiving the denial of his appeal, he contacted the attorneys at Fields Law to assist him. Our attorneys contacted our client’s doctors to compile reports of all of his symptoms and treatments and submitted a comprehensive appeal to Prudential. After receiving Fields Law Firm’s appeal, they overturned their previous decisions and paid all the outstanding Long Term Disability benefits immediately.