Short & Long Term Disability Cases We’ve Won for Our Clients Against The Hartford
Fields Law Firm successfully recovers millions of dollars each year for our disabled clients throughout the United States. Our Long Term Disability experience is matched by very few other law firms in the country and has earned us a national reputation.
Here are just a few examples of our Long Term Disability appeal case wins against The Hartford.
Gail – Corrections Officer – Hartland, Maine
Degenerative Disc Disease; Post-laminectomy Syndrome
A Correction Officer from Maine was unable to work due to a failed spine surgery. She applied for and received Long Term Disability benefits from an insurance policy provided by her employer. She received benefits for two years. However, The Hartford terminated her benefits when the definition of disability switched from her Own Occupation to Any Occupation. The Hartford had hired a doctor who never met nor examined her, and who stated that she was not prevented from working a sedentary occupation.
Not knowing how to fight the insurance company by herself and in dire financial straits, she reached out to Fields Law Firm. Our attorneys reviewed all of her records and crafted a fantastic strategy for proving the insurer wrong. After submitting the appeal, it didn’t take long for The Hartford to realize there was no way for them to maintain their denial. We quickly received a full-reversal of the insurance company’s denial in writing, and our client received her backpay and her ongoing benefits.
Brian – Dispatcher – Waipahu, Hawaii
Chronic Pain Disorder, Cervical Myelopathy, Carpal Tunnel Syndrome, Spinal Stenosis with Myopathy, Failed Back Surgery, Back Pain, Major Depression, Severe Anxiety, Insomnia
A dispatcher at Disney World Services became disabled and unable to work. He was approved for and received Short Term Disability benefits, which ran from his date of disability, through its exhaustion. After the expiration of his Short Term benefits, he became eligible for Long Term Disability benefits from his policy’s carrier. He applied for Long Term Disability benefits, but his application was denied because The Hartford determined he did not meet the Definition of Disability.
Upset at his sudden loss of income, he called Fields Law for help appealing The Hartford’s decision. The attorneys at Fields Law contacted our client’s doctors to compile reports of all of his symptoms and treatments. Our attorneys and submitted a comprehensive appeal. After a short period of time, The Hartford decided to overturn its previous denial of benefits, and retroactively paid our client back all his Long Term Disability benefits immediately.
Elizabeth – Teacher – Blairsville, Georgia
COPD, Diabetes II, Tachycardia, Osteoarthritis, Bilateral Carpal Tunnel
In Georgia, a 58 year old teacher had to leave work due to developing conditions that made performance of her daily duties impossible. After leaving work, she applied for and received Long Term Disability benefits from her insurer for 5 years. Without warning, the insurer hired a medical doctor to review her claim, then suddenly denied her claim. Although he had never examined her as a patient, the medical doctor stated she would be able to perform desk work on a full-time basis.
Unsure how to deal with the denial, our client found Fields Law and reached out for legal representation. Our attorneys gathered medical evidence to support our client and challenge the insurer’s wrongful decision. The appeal was submitted with legal and factual arguments about our client’s case. After a brief review, the insurer reinstated her claim and paid all past due benefits.
