Short & Long Term Disability Cases We’ve Won for Our Clients Against The Hartford
Fields Law Firm successfully recovers millions of dollars each year for our disabled clients throughout the United States. Our Long Term Disability experience is matched by very few other law firms in the country and has earned us a national reputation.
Here are just a few examples of our Long Term Disability appeal case wins against The Hartford.
Cherryl – Business Technology Analyst – Eagan, Minnesota
Rheumatoid Arthritis, Osteoarthritis, Degenerative Disc Disease
A former business technology analyst contacted us when her insurance company denied her Short Term and Long Term Disability benefits, despite the fact that the she was unable to work due to her rheumatoid arthritis, osteoarthritis, and degenerative disc disease. The Hartford’s denial of benefits was based on the opinion of a doctor who had never even seen our client; he merely reviewed her medical records and then gave an opinion that she was not disabled.
The Fields Law attorneys drafted a strong appeal for our client, pointing out that the doctor, whose opinions The Hartford relied on, selectively reviewed the records, and ignored vital facts. We also obtained letters from our client’s treating doctors to refute The Hartford’s denial of benefits. In the end, they reversed the denial of benefits and our client received back pay as well as ongoing monthly benefits.
Paula – Registered Nurse – Minneapolis, Minnesota
Reflex Sympathetic Dystrophy, Complex Regional Pain Syndrome
Our disability attorneys filed an ERISA appeal for a nurse who worked for many years on the labor and delivery floor of a hospital and in a special needs nursery. The former nurse suffered from reflex sympathetic dystrophy/complex regional pain syndrome (RSD/CRPS). The Hartford denied her disability claiming that she did not meet the policy definition of disabled and that there were no objective findings of her impairments. However, its denial was based on an incomplete review of our client’s medical records. Our client’s records were filled with evidence of her ongoing pain and symptoms, which made her simply unable to do her job.
Our team fought hard to reverse the decision of The Hartford. We obtained letters from our client’s treating doctors to refute the denial. We also supported the appeal with the Social Security Administration’s finding that our client is entirely disabled due to her RSD/CRPS. Our appeal presented the medical evidence clearly so that the insurance company could not deny that she is disabled. She was thrilled to have the decision reversed and to be awarded ongoing benefits. Since our client was injured at work, we were also able to represent her in a Workers’ Compensation claim. We helped her obtain a significant settlement from the Workers’ Compensation insurer.
Debbie – Financial Assistance Specialist – Rochester, Minnesota
Major Depression, Anxiety
A Financial Assistance Specialist was unable to work due to major depression and anxiety. The Hartford, which had initially paid her benefits suddenly stopped, even though she had seen no improvement in her symptoms.
She reached out to Fields Law Firm, who did not hesitate to start preparing an appeal that showed her psychological condition had not changed and that she remained entitled to benefits. In this appeal, we showed that The Hartford based its denial on a selective and partial review of our client’s medical records. We also obtained medical opinions from her treating doctors to support the persistence of her impairments. Our appeal was successful and our client was relieved when she learned that her benefits would continue. The Hartford reinstated disability benefits after the Fields Law attorneys successfully appealed its decision to discontinue a disabled worker’s benefits.
