Short & Long Term Disability Cases We’ve Won for Our Clients Against The Standard
Fields Law Firm successfully recovers millions of dollars each year for our disabled clients throughout the United States. Our Long Term Disability experience is matched by very few other law firms in the country and has earned us a national reputation.
Here are just a few examples of our Long Term Disability appeal case wins against The Standard.
Phillip – Tow Truck Operator – Washington, District of Columbia
Back Pain with Radiculopathy & Lumbar Spondylosis
A tow truck operator in Washington, D.C. developed severe lower back pain with radiculopathy and lumbar spondylosis that made it impossible to keep working. After a Long Term Disability claim was filed with The Standard, the insurance company closed the claim, cutting off needed income and creating an urgent, high-stakes appeals process.
Fields Law stepped in to manage the appeal from start to finish. Our team assembled targeted medical documentation and supporting evidence, and a Fields attorney prepared a detailed legal memorandum explaining why the denial should be reversed under the applicable standards. The Standard reconsidered its position, reopened the claim, and reinstated monthly benefit payments, including backpay for benefits that should have been paid earlier.
James – Police Sergeant – Washington, District of Columbia
Residual Effects of a Subdural Hematoma, Headaches, Right Hand Cellulitis, Right Shoulder Rotator Cuff Tear, Degenerative Disc Disease of Cervical Spine, Lumbar Radiculopathy, Diabetic Neuropathy
A former police sergeant from Washingotn, D.C. applied for Long Term Disability benefits after he stopped work due to several disabling conditions. Although initially approved, his benefits were terminated while he was briefly incarcerated. His conditions worsened, but The Standard believed he could perform duties of another gainful occupation.
At a loss of what to do, he contacted Fields Law for help. The attorneys at Fields reviewed the insurer’s claim file and submitted a very supportive appeal. The Standard determined our client to still be totally disabled and awarded back pay and future benefits.
Kim – Service Account Manager – Goodview, Virginia
Failed Back Syndrome, Degenerative Disc Disease, Enthesopathy, Irritable Bowel Syndrome, Lumbar Radiculitis, Migraines, PTSD, Major Depression, Major Anxiety, Morbid Obesity
A 47-year old woman who worked as a Service Account Manager went out of work due to Failed Back Syndrome, Degenerative Disc Disease, Enthesopathy, Irritable Bowel Syndrome, Lumbar Radiculitis, Migraines, PTSD, Major Depression, Major Anxiety, and Morbid Obesity. The employer provided a Long Term Disability policy, which she had elected to receive coverage under. When she became eligible for Long Term Disability benefits from the policy’s carrier, she applied for coverage and benefits. She was initially approved for benefits and received monthly benefits for a little over two years.
However, the insurer terminated her Long Term Disability benefits, indicating no benefits were payable because they concluded she did not meet the definition of “Disabled”. The insurer felt she could work any sedentary occupation based on her education and previous employment. They based the decision to terminate benefits on a Physician Consultant’s review of the medical records on file, which did not include even half of her records.
Upset with the arbitrary decision to terminate benefits, she contacted Fields Law Firm to submit an appeal. The attorneys at Fields Law were able to pull together all of our client’s medical records, generate physician reports, obtain a vocational report, and submit a comprehensive appeal. Due to the appeal our attorneys had submitted, the insurance company issued a new decision and overturned its prior denial of Long Term Disability benefits. The insurer reinstated benefits and issued a backpay check for the months that it failed to pay our client.
