Short & Long Term Disability Cases We’ve Won for Our Clients Against UNUM
Fields Law Firm successfully recovers millions of dollars each year for our disabled clients throughout the United States. Our Long Term Disability experience is matched by very few other law firms in the country and has earned us a national reputation.
Here are just a few examples of our Long Term Disability appeal case wins against UNUM.
Rose – Security Guard – Coahoma, Mississippi
Back Pain, Sleep Disorder, Panic Attacks, Anxiety
“A security guard from Mississippi was forced to stop working due to her anxiety, panic attacks, and sleeping disorders. She applied for Long Term Disability benefits from Unum, but was informed that she did not meet their definition of disabled. Upset and worried about her lost income, she contacted the attorneys at Fields Law for help with her appeal.
Our attorneys reviewed the medical record and contacted our client’s doctors to obtain reports detailing symptoms and treatments. The medical records from the initial decision were reinforced with the new reports and ultimately Unum overturned their decision. Our client was subsequently awarded back pay and ongoing benefits.”
George – Driver – Southfield, Michigan
Glaucoma, Neck Pain
A driver for a courier service became disabled when he developed glaucoma and neck pain. As a result, he was unable to work. His insurance company denied his claim for the outset, stating that his conditions fell under a pre-existing condition provision in his policy.
Not sure what he should do, he reached out to Fields Law Firm. Our attorneys researched the effective date of the policy to determine if the pre-existing condition clause was valid. Additionally, we closely analyzed the medical records and determined that, even if the pre-existing clause was valid, our client’s neck pain did not meet the definition of pre-existing. On appeal, Unum reversed their decision and paid all past-due benefits. Our client was very happy that he had a livable monthly income again.
Maryann – Site Manager – Orange, Massachusetts
Chronic Neck Pain Post Fusion Surgery, Anxiety, Depression, Trigger Finger
A Site Manager from Massachusetts was suffering from chronic neck pain post fusion surgery, anxiety, depression, and trigger finger. She was removed from work by her treating physicians and applied for Long Term Disability benefits through her employer’s plan. However, Unum denied the claim asserting only some of her conditions were covered under the policy and that, based upon its review, those conditions were not disabling. She turned to Fields Law for help.
The attorneys at Fields Law reviewed her policy, gathered medical evidence in the forms of records and opinions from her treating providers, and gathered evidence from her prior Social Security Disability file. Our team drafted an appeal pointing out that all of our client’s conditions were covered under the terms of the plan and, based upon the substantial evidence, these conditions prevented her from performing her Own Occupation. After receiving our appeal, Unum reversed its denial, paid our client her backpay, and started paying her monthly benefits.
