Short & Long Term Disability Cases We’ve Won for Our Clients Against Various Insurers
Fields Law Firm successfully recovers millions of dollars each year for our disabled clients throughout the United States. Our Long Term Disability experience is matched by very few other law firms in the country and has earned us a national reputation.
Learn about our Cigna long-term disability case results and how we challenge denials.
View our long-term disability results against various insurers.
Here are just a few examples of our Long Term Disability appeal case wins against various insurers.
John – HVAC Technician – Brook Park, Ohio
Heart Attack, Triple Bypass Surgery, Chest Pain, Shortness of Breath
An Ohio HVAC technician had a heart attack. He underwent triple bypass surgery, and experienced chest pain and shortness of breath. His doctors advised that he needed to keep physical exertion as low as possible. He was approved for Short Term Disability benefits at work, but after a couple of months the payments stopped. CIGNA said he was no longer disabled even though his doctor said he could not return to work.
Upset that CIGNA was ignoring his symptoms, he contacted Fields Law for help. Our attorneys contacted our client’s treating physicians and obtained the claim file from the insurance company. The Fields Law attorneys helped our client apply for Long Term Disability benefits while appealing the decision for the Short Term Disability benefits. The Long Term application was initially denied, but the Fields Law attorneys supplemented the claim with additional medical records and recommendations.
Ultimately, both the Long Term and Short Term Disability claims were approved. Our client received a generous lump-sum for back-pay and now receives monthly benefits. He was impressed with the diligent advocacy from Fields Law, and is relieved to have his monthly income restored.
Rhonda – Project Director – Cincinnati, Ohio
Back Pain, Radiculopathy, Complications from Hip Replacement
A project director from Ohio began feeling pain and numbness following a hip replacement. She was unable to stay in one position and suffered from severe pain. Her doctor diagnosed her with a damaged femoral nerve and recommended she stop working. She received Long Term Disability benefits for a few months, but then CIGNA stopped payments, saying that she did not submit enough evidence of her inability to work. She sent an appeal with additional medical records to no avail.
Worried about her lost income, she contacted Fields Law Firm for help with the next step. Our support team obtained medical records from all our client’s doctors. The Fields Law attorneys drafted a strong appeal to CIGNA using the updated medical records and in-depth legal research. In the face of this new evidence, CIGNA changed its mind. Our client received a large lump-sum for backpay as well as ongoing monthly benefits.
Pamela – Specimen Processer – Sharpsburg, North Carolina
Bilateral Carpel Tunnel Syndrome, Spinal Stenosis, Lyme Disease
A 48-year-old woman from North Carolina suffered from several disabilities including bilateral carpel tunnel syndrome, spinal stenosis, and Lyme disease. As a Specimen Processor, she was required to stand for long periods of time, use her hands and wrists, delicately handle blood samples, bacteria cultures and bodily organs, none of which was possible with quivering hands and extreme pain. She received Short Term Disability benefits, but the application for Long Term Disability was denied.
She then hired Fields Law Firm to appeal the denial and our attorneys requested supportive medical reports from her rheumatologist, orthopedist and longtime family physician. The medical report requests were designed to have each doctor answer the right questions relating to the client’s disability, and to explain why she was unable to do her job as a specimen processor. The doctors responded with highly supportive reports clearly showing that our client was disabled and unable to work.
After a brief but careful review, the insurer reversed its denial and awarded Long Term Disability benefits to our client, who will now receive the much-needed Long Term Disability payments to help her get better and hopefully return to the workforce.
