Short & Long Term Disability Cases We’ve Won for Our Clients Against Various Insurers
Fields Law Firm successfully recovers millions of dollars each year for our disabled clients throughout the United States. Our Long Term Disability experience is matched by very few other law firms in the country and has earned us a national reputation.
Learn about our Cigna long-term disability case results and how we challenge denials.
View our long-term disability results against various insurers.
Here are just a few examples of our Long Term Disability appeal case wins against various insurers.
Howard – Repair Technician – Huntington Station, New York
Osteoarthritis
A Repair Technician from New York suffered from osteoarthritis. When his doctors removed him from work, he applied for Long Term Disability benefits through his employer’s plan. At first, Aetna approved his claim and paid his benefits. However, when the definition of disabled changed under the policy, requiring him to be disabled from Any Occupation, Aetna denied the claim arguing there were other occupations he could perform.
Concerned, our client turned to Fields Law Firm for help. Our team drafted built an appeal to fight this decision. We reached out to our client’s doctors for specific narratives answering questions aimed at fighting this decision. Additionally, we received an independent vocational assessment pointing out that our client could not, in fact, perform any other occupations in the national economy. After receiving our appeal Aetna reversed its denial, paid our client his back pay and restarted his monthly disability payments.
Dennis – Machine Operator – Phelps, New York
Lumbar Pain, Cervical Radiculopathy, Bilateral Carpal Tunnel with Neuropathy
A machine operator quit his job due to extensive nerve pain along his spine. His symptoms resulted in a complete inability to keep up with the heavy physical demands of his job. Aetna paid benefits intermittently for the first six months, stating they needed extra medical records and doctors’ notes. Finally, Aetna denied benefits stating the medical evidence in the file was insufficient to show ongoing disability.
He hired Fields Law Firm to appeal the wrongful denial decision. The Fields Law attorneys gathered medical evidence from our client’s doctors and requested detailed reports refuting the findings of the insurer’s doctors. Those reports were submitted along with legal and factual arguments regarding selective review of the evidence in the denial letter. Aetna quickly reversed its decision and reinstated benefits. With his financial security reestablished, our client was able to focus on treating for his conditions and pursue his Social Security Disability case.
Dorota – Sales and Marketing Representative – Maspeth, New York
Anxiety, IBS, Neuropathy, Migraines, Degenerative Disc Disorder
A sales and marketing representative from New York began experiencing anxiety and migraines. The medication prescribed to combat her anxiety gave her severe gastrointestinal distress which only exacerbated her anxiety. Combined with chronic back pain, her conditions made it impossible to work. Her insurer approved her for Long Term Disability benefits initially, but then stopped payments after seven months. Anthem Life said she could return to work because she was no longer disabled.
Worried about her lost income, she called Fields Law Firm for help. We gathered all our client’s medical records and our attorneys examined them closely. It turned out the insurance company mis-analyzed the cumulative effect of our client’s ailments and did not grasp the full impact of our client’s condition. Our attorneys filed an appeal to Anthem Life, and the insurer reversed the denial. Our client received a lump-sum check for back-pay and ongoing monthly benefits. She is pleased to be done fighting her insurer, and is happy with the representation from Fields Law Firm.
