Short & Long Term Disability Cases We’ve Won for Our Clients Against Various Insurers
Fields Law Firm successfully recovers millions of dollars each year for our disabled clients throughout the United States. Our Long Term Disability experience is matched by very few other law firms in the country and has earned us a national reputation.
Here are just a few examples of our Long Term Disability appeal case wins against various insurers.
Dorota – Sales and Marketing Representative – Maspeth, New York
Anxiety, IBS, Neuropathy, Migraines, Degenerative Disc Disorder
A sales and marketing representative from New York began experiencing anxiety and migraines. The medication prescribed to combat her anxiety gave her severe gastrointestinal distress which only exacerbated her anxiety. Combined with chronic back pain, her conditions made it impossible to work. Her insurer approved her for Long Term Disability benefits initially, but then stopped payments after seven months. Anthem Life said she could return to work because she was no longer disabled.
Worried about her lost income, she called Fields Law Firm for help. We gathered all our client’s medical records and our attorneys examined them closely. It turned out the insurance company mis-analyzed the cumulative effect of our client’s ailments and did not grasp the full impact of our client’s condition. Our attorneys filed an appeal to Anthem Life, and the insurer reversed the denial. Our client received a lump-sum check for back-pay and ongoing monthly benefits. She is pleased to be done fighting her insurer, and is happy with the representation from Fields Law Firm.
Susan – Director of Dining Services – Albuquerque, New Mexico
Meniere’s Disease, Benign Paroxysmal Positional Vertigo
A Director of Dining from New Mexico was required to be on her feet most of the day. She suffered from a condition that causes unpredictable bouts of dizziness and vomiting. When she went into one of these episodes, it was impossible for her to do anything. Moving around like she must in her occupation, or any other occupation, triggers these episodes. Her doctors took her out of all work, and she applied for Long Term Disability benefits through her employer. Aetna denied her claim, determining that she could safely be on her feet for most of the day and carry up to 20 pounds. She was shocked at this news and reached out to Fields Law for an explanation and guidance through the process.
Our Team quickly went through all our client’s medical records and drafted an appeal to quash the argument made by Aetna. We included in our appeal the record from the Social Security Administration, who deemed our client disabled from performing substantially any gainful activity in the national economy due to her condition, and granted her Social Security Disability benefits. Our Team also obtained reports from our client’s doctors that illustrate her disability. Ultimately, Aetna acknowledged a disability following this appeal and granted our client ongoing Long Term Disability benefits. Our client appreciated the support and hard work from the Fields Law team.
Holly – Electrical Assembler – Albuquerque, New Mexico
Lumbosacral Radiculopathy, Anxiety, Crohn’s Colitis, Syncopal Episodes
An electrical assembler in New Mexico became disabled in the early 2000’s. She submitted a claim to her Long Term Disability insurer. They paid her for almost two decades, when suddenly and without warning they denied the claim. CIGNA stated the woman was able to return to gainful employment.
Not sure what she should do, she found Fields Law Firm. Our attorneys requested a detailed narrative report from the primary care provider. The report and additional medical evidence were submitted with a memorandum of law arguing our client’s case. CIGNA reversed their decision and paid all past-due benefits. Our client was thankful for the hard work of Fields Law and the favorable decision.
