Short & Long Term Disability Cases We’ve Won for Our Clients Against Various Insurers
Fields Law Firm successfully recovers millions of dollars each year for our disabled clients throughout the United States. Our Long Term Disability experience is matched by very few other law firms in the country and has earned us a national reputation.
Here are just a few examples of our Long Term Disability appeal case wins against various insurers.
Lisa – Retail Plumbing Specialist – Moyock, North Carolina
Chronic Back Pain, Neck Pain
A plumbing specialist at Lowes realized that, due to chronic neck and back pain, she could no longer work. She applied for Long Term Disability benefits and was approved. She received benefits for roughly six months until the insurer cut her off. CIGNA stated that the medical evidence available did not support functional impairment that would prevent her from working.
Frustrated and scared, she found the attorneys at Fields Law Firm. The attorneys at Fields Law knew exactly what to do. We requested all of her medical records and also requested reports from her treating doctors supporting her disability. With all this information, our attorneys drafted a winning appeal. Upon review, CIGNA reversed their decision and reinstated our client’s monthly benefits.
Dennis – Mixer Driver for a Concrete Company – Louisburg, North Carolina
Chronic Back Pain, Bilateral Knee Pain
A man working as a mixer driver for a concrete company became disabled from doing this job due to chronic back and bilateral knee pain. His diabetes, hypertension, and sleep apnea also contributed to his disability. The insurance company initially paid him Long Term Disability benefits. However, AIG abruptly discontinued his benefits based on an Employability Assessment it conducted, which stated that our client could perform gainful employment based on his lack of restrictions and limitations, as well as his education, transferable skills, work history and residual capacity.
The disabled worker sought out Fields Law Firm for assistance in his appeal. Our team was able to spot critical errors made by AIG when it discontinued our client’s benefits. In preparing the Employability Assessment, the insurance company had based the analysis of his workability on a misleading report from a doctor. This doctor had released our client to work with no restrictions, but he only based his decision on the resolution of a temporary shoulder injury our client suffered from. The doctor did not consider our client’s disabling conditions, for which he was approved for benefits in the first place.
The Fields Law attorneys prepared a strong appeal exposing the insurance company’s mistakes, leaving AIG no choice but to reverse its decision and reinstate our client’s Long Term Disability benefits.
Mark – Aircraft Mechanic – Picayune, Mississippi
Bilateral Total Knee Replacements, Low Back Pain, Bilateral Shoulder Issues
An aircraft mechanic found Fields Law Firm after searching for assistance with is Long Term Disability Benefits. He had developed degenerative arthritis leading to bilateral total knee replacement surgery. Needless to say, he could no longer work. He received benefits for approximately two years, when CIGNA told him his condition had improved enough to return to work at several sedentary jobs.
He hired Fields Law to help with his appeal and we started collecting medical records, soon securing a supportive report from the treating doctor. We submitted the medical records and report to the insurance company along with a memorandum outlining our client’s legal rights under the statute governing the policy. After a brief review, CIGNA reversed its decision to deny benefits and started paying our client’s claim. He was very pleased with the result and decided to hire Fields Law to manage his claim on an ongoing basis to prevent further wrongful denials.
