Short & Long Term Disability Cases We’ve Won for Our Clients Against Various Insurers

A 59 year-old maintenance repair technician became disabled after suffering a stroke. His job required him to perform heavy lifting and look after heavy equipment. His insurer paid his claim for the entire Own Occupation period. However, when the definition of disability switched to Any Occupation, his benefits were denied.

He hired Fields Law to appeal the decision amd our attorneys reached out to the medical staff at our client’s primary care clinic and requested a narrative report documenting the severe ongoing neurological issues. This report was submitted with updated medical records and legal arguments arguing our client’s case. His insurer reinstated benefits after receiving the documentationand he was able to continue treating for his condition with the financial burden of the denial behind him.

A maintenance mechanic from Missouri left work when he lost control of his epilepsy and he began experiencing increasingly frequent and severe seizures. He was unable to keep up with his heavy work as a maintenance mechanic. He submitted a claim to for disability benefits which was approved and paid for two years. However, when the definition of disability changed from the “Own Occupation” standard to the “Any Occupation” standard, CIGNA stated he could work at several desk jobs.

He reached out to Fields Law Firm for assistance with the denial of his claim. We assisted our client in appealing the denial decision and proved conclusively that he was unable to work due to uncontrolled epilepsy. CIGNA reinstated his claim and paid all outstanding benefits.

A Minneapolis man had worked as a Machinist for over 35 years before being forced to leave work as a result of developing camptocormia, congestive heart failure and advanced osteoarthritis of the knees. He applied for Long Term Disability benefits from his insurance carrier, but was denied. He appealed the insurer’s denial once himself, but received a subsequent denial from the carrier.

Knowing he needed help, he retained Fields Law to represent him and fight the insurance company. His Fields Law attorney began building his appeal by reviewing the insurer’s denial letter claims and drafting pointed arguments to counter them. The Fields Law team also acquired significant medical records proving our client’s disability and a narrative report from his primary treating physician and submitted the completed appeal. After reconsideration, the insurer overturned their prior denial and approved our client’s benefits. He soon also received a check for the back benefits from his date of disability.