Short & Long Term Disability Cases We’ve Won for Our Clients Against Various Insurers
Fields Law Firm successfully recovers millions of dollars each year for our disabled clients throughout the United States. Our Long Term Disability experience is matched by very few other law firms in the country and has earned us a national reputation.
Here are just a few examples of our Long Term Disability appeal case wins against various insurers.
Angela – Classroom Teacher – Minneapolis, Minnesota
Head Injury
A Minnesota employee had worked as Classroom Teacher for a public school before becoming disabled after suffering a head injury following a motor vehicle accident. By an impersonal letter, her Long Term Disability insurance carrier notified this teacher that her disability benefits were denied because she no longer met the definition of disability. Voya claimed that there was no medical evidence to support her inability to perform the Material and Substantial duties of her Regular Occupation.
Upset at her sudden loss of income, she called Fields Law for help appealing Voya’s decision. The attorneys at Fields Law contacted our client’s doctors to compile reports of all of her symptoms and treatments, as well as narrative reports. After submitting her appeal, Voya reversed its previous decision and issued a check for the months it failed to pay this teacher.
Christopher – Engineering Technician – St. Croix Falls, Minnesota
Degenerative Disc Disease, Fibromyalgia, Crohns Disease
An insurance company discontinued Long Term Disability benefits of a long time public service employee and military veteran without notifying him. He never received a call or a denial letter from the insurer. He was totally blindsided and had no idea how they could possibly think he was able to work.
Fields Law helped secure the claim file, searched for justification regarding the discontinued benefits, and appealed the decision. Our attorneys requested a comprehensive report from the claimant’s treating doctor outlining the many reasons why full-time work was not an option for our client. The insurer re-instated benefits and awarded our client with all the back pay he was entitled to under the policy.
Carol – Child Support Officer – Isanti, Minnesota
Lower Extremity Lymphedema
After being diagnosed with lower extremity lymphedema, a woman who worked as a Child Support Officer became unable to work. She applied for disability benefits but was unfortunately denied. The condition she battled caused severe swelling in her legs that affected her gait and her ability to balance, which caused her to fall frequently. She also suffered from depression and had significant cognitive impairments, including memory problems and inability to concentrate.
She was confused and distraught about the denial of her benefits. She knew she needed to appeal but was unsure of the process because her insurance policy was complex. The attorneys at Fields Law helped with her case from beginning to end. We reached out to three of our client’s treating physicians to get the information needed to reverse the insurance company’s denial. Our client found peace in knowing that she would not have to worry about paying her bills.
