Short & Long Term Disability Cases We’ve Won for Our Clients Against Various Insurers
Fields Law Firm successfully recovers millions of dollars each year for our disabled clients throughout the United States. Our Long Term Disability experience is matched by very few other law firms in the country and has earned us a national reputation.
Learn about our Cigna long-term disability case results and how we challenge denials.
View our long-term disability results against various insurers.
Here are just a few examples of our Long Term Disability appeal case wins against various insurers.
Jayne – District Manager – Howard City, Michigan
Complications Due to Stroke
A district sales manager from Michigan suffered a stroke. As a result, she had limited use of the right side of her body as well as difficulty with speech. Her Long Term Disability insurer initially accepted her claim but after three years, CIGNA denied the claim. Their denial stated that the medical information available did not prevent her from working a sedentary occupation.
Not sure what he should do, she reached out to Fields Law. Our attorneys ordered updated medical records and obtained statements from our client’s treating doctors. We also had our client undergo a functional capacity evaluation. Armed with all of this evidence, our attorneys drafted a winning appeal. CIGNA reversed their decision and reinstated our client’s benefits and paid all the past-due benefits.
Thomas – Lumber Yard Manager – Chesterfield, Michigan
Chronic Neck Pain, Neck Fusion Surgery, Weakness throughout both Upper Arms, Gait Instability
A lumber yard manager from Michigan was suffering with chronic neck pain after undergoing a multilevel neck fusion surgery. He was removed from work and his treating providers noted he could not return to the physical nature of his previous occupation. He applied for Long Term Disability benefits through his employer’s plan. Unfortunately, the insurer denied the claim based on its review. Greater Georgia Life stated he could continue to perform the material duties of his occupation.
He turned to Fields Law for help. Our team worked with our client to build an appeal fighting this denial. We wrote to our client’s doctors receiving extensive narrative reports specifically responding to the Greater Georgia Life’s grounds for denial. Additionally, we pointed out substantial errors in the review that failed to consider all the relevant evidence in the claim file. After receiving our appeal, Greater Georgia Life reversed its decision, paid our client his backpay, and commenced monthly Long Term Disability benefits.
Steve – Manufactouring Supervisor – Howell, Michigan
Bilateral Rotator Cuff Tears, Severe Arthritis and Degenerative Disc Disease, Degenerative Joint Disease in Right and Left Knee
A man from Michigan was originally taken off of work for his bilateral rotator cuff tears, severe arthritis and degenerative disc disease of the back, and degenerative joint disease in both right and left knee. He applied for Long Term Disability and began receiving monthly payments. He was also approved for Social Security Disability. However, four months before his policy’s definition of disability changed to “Any Occupation”, CIGNA informed him that they determined he would not satisfy the changed definition of disability and it was therefore paying the remaining months prior to discontinuing benefits. He filed an appeal but unfortunately, CIGNA upheld its decision.
He reached out to Fields Law for help with the final appeal available to him. The attorneys at Fields Law were able to build an appeal documenting CIGNA’s numerous misstatements and mischaracterizations of relevant evidence. Further, we built significant support from our client’s treating doctors through narrative reports, asking narrowly tailored questions to CIGNA’s doctors and outlining their true opinions in this case. After reviewing our appeal, New York Life reversed its decision, paid our client his back pay and monthly benefit payments.
