Short & Long Term Disability Cases We’ve Won for Our Clients Against Various Insurers
Fields Law Firm successfully recovers millions of dollars each year for our disabled clients throughout the United States. Our Long Term Disability experience is matched by very few other law firms in the country and has earned us a national reputation.
Here are just a few examples of our Long Term Disability appeal case wins against various insurers.
Tommy – Distribution Tester – Lusby, Maryland
Post-Traumatic Stress Disorder, Major Depressive Disorder, Panic Disorder, Anxiety, Depression, Kidney Stones, Tight Toe Tumor Removal, Diabetes, Hypertension, Hypercholesterolemia, Obesity
A Distribution Tester from Maryland had to stop working following a severely traumatic event of being shot at while sitting in his work truck. As a result of this traumatic event, he suffered from bullet fragments in his neck, and glass fragments in his face. Subsequently, he developed severe anxiety and panic attacks.
However, his insurer denied his Long Term Disability benefits claim, alleging that they did not received any measurable clinical findings to support his inability to work. CIGNA went on to claim that his medical conditions did not preclude him from performing the material duties of his regular occupation.
Shocked at this decision, he contacted the attorneys at Fields Law Firm with only 45 days to submit an appeal. The attorneys at Fields Law were able to collect all the medical records and reports from our client’s doctors and submit an appeal quickly and efficiently. After receiving the appeal, CIGNA realized they needed to overturn their prior decision to deny benefits, and determined our client was indeed disabled. CIGNA issued a check for all the months our client was entitled to immediately, and our client was very happy with the work the Fields Law attorneys did on his Long Term Disability appeal.
Samantha – Support Service Technician – Mehtuen, Massachusetts
Panic Disorder, Anxiety, Migraines, Pre-Syncope, Pelvic Pain from Separated Pelvis from Pregnancy
A Massachusetts woman worked as a Support Service Technician for a very large technology company before being forced to leave work due to a high risk pregnancy. She subsequently developed further complications, and was diagnosed with panic disorder, anxiety, chronic migraines, pre-syncope, and a separated pelvis. She applied for Long Term Disability benefits, but was denied by CIGNA. The denial letter claimed that her medical file did not support work restrictions from her date of disability through the delivery of her baby. Further, they wrote that the severity of her pelvic pain and symptoms was not enough to continuously support disability.
Feeling like she was running out of options, and not wanting to take the risk of appealing the decision herself, the woman sought out help from Fields Law Firm. Our attorneys ordered a significant amount of medical records which CIGNA claimed not to possess, worked with her own physicians to produce supportive narrative reports, and even had a functional capacity evaluation conducted. The Fields Law lawyers then wrote and submitted an appeal well before CIGNA’s deadline, and they reversed their decision. Our client soon received a check in the mail for back payments, and had her benefits reinstated.
Lynn – Day Care Teacher – Spencer, Massachusetts
Neuropathy, Lumbar Disc Disorder
A Massachusetts woman worked as a day care teacher for many years until she began feeling stiffness and pain in her hands, feet, and lower back. Her doctors diagnosed her with neuropathy and lumbar disc disorder. The Social Security Administration found her to be disabled, and she was granted Long Term Disability benefits by her insurer that same year. Two years later, her income was abruptly cut off. Assurant claimed that she was capable of working a full 40 hour week.
She turned to the attorneys at Fields Law to help her appeal the denial decision. Our attorneys filed an appeal, arguing that the insurer failed to provide a specific reason for our client’s denial, and that the medical record supported her claim. In response, Asssurant ordered an outside physicians report. However, the physician ended up recommending work restrictions for our client. Faced with no options, the insurer granted our appeal. Our client had her benefits restored, including back pay, providing her the security she needed to accommodate her conditions.
