Short & Long Term Disability Cases We’ve Won for Our Clients Against Various Insurers
Fields Law Firm successfully recovers millions of dollars each year for our disabled clients throughout the United States. Our Long Term Disability experience is matched by very few other law firms in the country and has earned us a national reputation.
Learn about our Cigna long-term disability case results and how we challenge denials.
View our long-term disability results against various insurers.
Here are just a few examples of our Long Term Disability appeal case wins against various insurers.
Samantha – Support Service Technician – Mehtuen, Massachusetts
Panic Disorder, Anxiety, Migraines, Pre-Syncope, Pelvic Pain from Separated Pelvis from Pregnancy
A Massachusetts woman worked as a Support Service Technician for a very large technology company before being forced to leave work due to a high risk pregnancy. She subsequently developed further complications, and was diagnosed with panic disorder, anxiety, chronic migraines, pre-syncope, and a separated pelvis. She applied for Long Term Disability benefits, but was denied by CIGNA. The denial letter claimed that her medical file did not support work restrictions from her date of disability through the delivery of her baby. Further, they wrote that the severity of her pelvic pain and symptoms was not enough to continuously support disability.
Feeling like she was running out of options, and not wanting to take the risk of appealing the decision herself, the woman sought out help from Fields Law Firm. Our attorneys ordered a significant amount of medical records which CIGNA claimed not to possess, worked with her own physicians to produce supportive narrative reports, and even had a functional capacity evaluation conducted. The Fields Law lawyers then wrote and submitted an appeal well before CIGNA’s deadline, and they reversed their decision. Our client soon received a check in the mail for back payments, and had her benefits reinstated.
Lynn – Day Care Teacher – Spencer, Massachusetts
Neuropathy, Lumbar Disc Disorder
A Massachusetts woman worked as a day care teacher for many years until she began feeling stiffness and pain in her hands, feet, and lower back. Her doctors diagnosed her with neuropathy and lumbar disc disorder. The Social Security Administration found her to be disabled, and she was granted Long Term Disability benefits by her insurer that same year. Two years later, her income was abruptly cut off. Assurant claimed that she was capable of working a full 40 hour week.
She turned to the attorneys at Fields Law to help her appeal the denial decision. Our attorneys filed an appeal, arguing that the insurer failed to provide a specific reason for our client’s denial, and that the medical record supported her claim. In response, Asssurant ordered an outside physicians report. However, the physician ended up recommending work restrictions for our client. Faced with no options, the insurer granted our appeal. Our client had her benefits restored, including back pay, providing her the security she needed to accommodate her conditions.
Candace – Senior Software Engineer – Charlton, Massachusetts
Cervical Dystonia, Depression, Anxiety
A Senior Software Engineer from Massachusetts was forced to stop working, less than a decade before retirement. She had battled anxiety and depression for years, but recently developed a progressive and incurable neurological condition. The disease was called Cervical Dystonia, and it caused her neck muscles to uncontrollably contract, forcing her head to painfully twist and turn. Her quality of life began deteriorating quickly, and then she learned that she needed brain surgery to address her worsening condition.
Rightfully concerned about her financial security, she applied for Long Term Disability benefits. However, while CIGNA reviewed her claim, they began sending her a seemingly endless number of requests for more information. She responded to the requests at her own expense, but CIGNA still denied her application for benefits a month later. In their denial, they effectively claimed that she wasn’t actually disabled and was just choosing not to work.
She was frustrated with the insurance provider’s tactics, and sought out the best disability advocates to handle her case. She found the team of attorneys at Fields Law Firm. Our attorneys were able to get to work on her case right away, gathering the necessary documents, and obtaining favorable medical opinions from her treating physicians.
Our attorneys reviewed the denial letter and wrote a strong appeal. We argued that CIGNA had failed to both properly consider our client’s medical records and conduct due diligence through an independent medical examination. Based on our appeal, the insurer agreed to conduct an independent medical review. After receiving the results of the review, they quickly overturned their previous denial, granting our client Long Term Disability benefits with back pay. Our client was soon able to cash a substantial check and began receiving regular payments for her Long Term Disability benefits.
