Short & Long Term Disability Cases We’ve Won for Our Clients Against Various Insurers
Fields Law Firm successfully recovers millions of dollars each year for our disabled clients throughout the United States. Our Long Term Disability experience is matched by very few other law firms in the country and has earned us a national reputation.
Learn about our Cigna long-term disability case results and how we challenge denials.
View our long-term disability results against various insurers.
Here are just a few examples of our Long Term Disability appeal case wins against various insurers.
Daryl – Global Data Manager – Gurnee, Illinois
Multiple Sclerosis, Weakness, Fatigue, Blurry Vision, Severe Headaches
A Global Data Manager from Illinois began having severe cognitive issues. His vision waxed and waned, and his short-term memory severely declined. He received multiple diagnoses including possible Multiple Sclerosis and Guillain-Barres Syndrome. His job required managing people and data across the globe and his condition made work impossible. He stopped working and was awarded Long Term Disability benefits through his employee insurance plan. After two years of receiving benefits, Aetna stopped paying, saying that he did not pursue Social Security Disability benefits, so his claim was being denied.
Confused and worried for his livelihood, he contacted Fields Law for help. Our team immediately contacted Aetna for all documentation related to the claim, and our attorneys began drafting an appeal based on an updated neurological report. The strong appeal from our attorneys changed the insurer’s decision and our client received back-pay and ongoing benefits. After the approval, our support team continued to follow up with Aetna until our client received all the benefits he deserved.
Timothy – Warehouse Worker – Gibson City, Illinois
COPD
A warehouse worker was forced to leave work when he developed very severe COPD. His symptoms resulted in shortness of breath and an inability to keep up with the physical demands of his job. He applied for Long Term Disability benefits, which were paid for twenty-four months. When the definition of “Disability” in his policy changed, CIGNA denied benefits. The doctor said he was able to work with extremely severe work restrictions. CIGNA used one of its experts to argue he could secure employment despite his severe work restrictions.
He then quickly hired Fields Law Firm to appeal the wrongful decision. The attorneys at Fields Law reviewed all of the records generated related to our client’s claim. After discovering just how severe the work restrictions were, we contacted a vocational expert to determine if he could work any jobs with that limitation. The vocational expert wrote a letter describing how the severe limitations would disable our client from any occupation. The medical evidence and vocational report were attached to a legal memorandum citing federal law supporting our client’s case. CIGNA had no choice but to reverse its decision and pay our client his benefits.
Melanie – Nurse – Ankeny, Iowa
Incontinence
A nurse from Iowa suffered from incontinence as a result of cancer treatments. She suffered from accidents multiple times a day and this condition made it impossible for her to work in any capacity. Her Long Term Disability insurer accepted her claim and paid benefits. CIGNA later denied her claim stating that she should be expected to return to work soon.
She reached out to Fields Law and our attorneys began updating our client’s medical records to provide the full scope of her condition. Once the records were compiled, we drafted a winning appeal which led CIGNA to overturn their denial and reinstate her benefits. Our client felt a huge sense of relief that she would have a steady source of income to support herself again.
