Short & Long Term Disability Cases We’ve Won for Our Clients Against Various Insurers
Fields Law Firm successfully recovers millions of dollars each year for our disabled clients throughout the United States. Our Long Term Disability experience is matched by very few other law firms in the country and has earned us a national reputation.
Here are just a few examples of our Long Term Disability appeal case wins against various insurers.
Maria – Machine Operator – Chattanooga, Tennessee
COPD, Sarcoidosis, Hyertension
A machine operator from Tennessee was suffering from COPD, sarcoidosis, and hypertension. She was removed from work by her treating doctors, as it was no longer considered safe. Next, she applied for Long Term Disability benefits through her employer’s plan. Unfortunately, the CIGNA denied the claim stating there was a lack of medical evidence supporting that she could not perform her Own Occupation.
Distraught, she turned to Fields Law for help. Although her case required two separate appeals, our team was able to convince CIGNA to reverse its denial, pay our client her back pay, and start paying monthly benefits. We secured narrative reports from her treating providers, all of the medical evidence related to her claim, and her entire Social Security Disability file, all establishing she could no longer perform her Own Occupation.
Jason – Material Handler – Greeneville, Tennessee
Aortic Aneurysm, Chronic Neuropathy, Pain, Fatigue
A man from Tennessee had worked for many years as a material handler but, because of a serious heart condition, he was unable to continue working. His symptoms included chronic fatigue, neuropathy, and numbness. His Long Term Disability insurer initially approved his claim and paid benefits for two years. They later cut him off stating that he had the ability to perform other jobs.
He reached out to Fields Law, and our attorneys reviewed all of the records CIGNA had and ordered updated medical records. Based upon our review of the file and the updated medical information, we drafted an appeal which argued the denial was improper. On appeal, CIGNA reversed their decision and reinstated the payment of monthly benefits.
Bryan – Manager – Myrtle Beach, South Carolina
Multiple Sclerosis, Anxiety, Depression
A manager from South Carolina suffered from Multiple Sclerosis. His condition was debilitating and progressive. He had good days and bad days, but often would suffer from numbness in his extremities, memory deficits, and motor dysfunction. He received Social Security Disability benefits due to his condition. Despite his symptoms and Social Security status, his insurer denied his Long Term Disability benefits because there was insufficient objective evidence of his disability.
Worried about his worsening condition and lost income, he called Fields Law Firm for help. Our team gathered all our client’s medical records and set up neurological tests to bolster the objective evidence supporting the claim. We also gathered and sent our client’s entire Social Security file to show CIGNA that their decision conflicted with a federal agency. After a lengthy reconsideration, the insurance company reversed their decision and our client received a lump-sum payment for back pay and began receiving his monthly benefits again.
