Short & Long Term Disability Cases We’ve Won for Our Clients Against Various Insurers
Fields Law Firm successfully recovers millions of dollars each year for our disabled clients throughout the United States. Our Long Term Disability experience is matched by very few other law firms in the country and has earned us a national reputation.
Learn about our Cigna long-term disability case results and how we challenge denials.
View our long-term disability results against various insurers.
Here are just a few examples of our Long Term Disability appeal case wins against various insurers.
Emilia – Housekeeping Staff Manager – Manchester, South Carolina
Chronic Back Pain, Degeneration of Lumbar Discs
A housekeeper became entirely unable to work due to chronic back pain and degeneration of her lumbar discs. Aetna paid Long Term Disability benefits for 24 months because she could not perform her job as a housekeeper. After 24 months, the insurance provider ceased her benefits, stating that in order to continue to receive benefits, she needed to be disabled from any occupation. She came to Fields Law Firm distraught, knowing that she could not work at all anymore due to her pain, but her insurer was stopping her benefits.
Our attorneys could see that Aetna had failed to properly evaluate our client’s claim. The insurance provider relied excessively on certain evidence, while ignoring evidence that was supportive of her disability. We drafted an appeal that exposed these mistakes, and reached out to her doctors to obtain reports supporting her disability, which were vital to her case. These reports allowed us to prove that our client was unable to work in any occupation. In the end, we were successful in reversing the insurer’s denial of benefits and our client was awarded ongoing benefits.
Brandy – Fulfillment Associate – Lyman, South Carolina
Back Pain
A Fulfillment Associate from Lyman, South Carolina began experiencing severe back pain. She received a spinal cord stimulator from her doctor to treat the pain. Eventually, she could no longer lift or push the merchandise that her job required, and she was forced to stop working. She was paid monthly benefits for a few months, but then the insurer abruptly stopped the payments because they said she could return to work.
Upset and worried about her lost income, she contacted Fields Law for assistance. The Fields Law attorneys scoured the insurer’s denial documents and discovered they ignored recommendations from one of our client’s doctors. Our team obtained updated medical records and opinions from our client’s doctors. With the updated evidence our attorneys submitted a strong appeal to the insurance company. They overturned their original decision and reinstated benefits for our client who received a lump-sum payment for back-pay and ongoing monthly benefits. Our client was pleased with the help Fields Law provided, and happy to be done fighting her insurance company.
Maria – Department Store Manager – Gettysburg, Pennsylvania
Plantar Fasciitis
A department store manager stopped working due to the development of plantar fasciitis. She was required to be on her feet for eight to ten hours per day, and her foot pain was so severe she couldn’t stand or walk for more than a few minutes. She submitted a claim to her insurer, who paid benefits for several months before denying her. The denial letter stated the woman could return to work because she could stand for up to six hours per day. She submitted her own appeal, which CIGNA quickly denied.
Unable to work and worried about the loss of income, she hired Fields Law to file a second appeal on her behalf. Our attorneys uncovered a crucial mistake in the vocational review performed on our client’s case by CIGNA. They failed to consider how much time she was actually required to be on her feet while working. In response, Fields Law hired a vocational expert to explain the actual duties that our client’s job required. After a brief review, CIGNA reinstated benefits and our client received a sizable back payment.
