Short & Long Term Disability Cases We’ve Won for Our Clients Against Guardian
Fields Law Firm successfully recovers millions of dollars each year for our disabled clients throughout the United States. Our Long Term Disability experience is matched by very few other law firms in the country and has earned us a national reputation.
See how we’ve handled Guardian long-term disability claimssuccessfully.
Here are just a few examples of our Long Term Disability appeal case wins against Guardian.
Michael – Regional Salesman – Channahon, Illinois
Thoracic Spinal Fractures
A regional salesman in Illinois suffered serious thoracic spinal fractures in an accident and could no longer meet the physical demands of the job. Although Short Term Disability benefits were approved, Guardian denied the Long Term Disability claim, cutting off an important source of income while the medical condition prevented a return to work.
Fields Law handled the appeal and developed a documentation-backed record to address Guardian’s stated reasons for denial. The Fields team obtained key medical records, secured a detailed supporting letter from a treating physician, and prepared a memorandum to supplement the appeal. Several months after submission, Guardian reversed course, the appeal was approved, and Long Term Disability benefits were paid.
Rose – Project Manager – Corona, Georgia
Post Back Surgery Pain
A project manager in Georgia underwent back surgery and later faced severe back pain that made working impossible. After Guardian terminated Long Term Disability benefits at the two-year mark, the client turned to Fields Law for support.
The Fields attorneys evaluated the denial, confirmed the appeal requirements, and built a record centered on objective medical support and clear documentation of work-related limitations. Fields Law compiled medical records, statements from treating physicians, and additional supporting materials to address the insurer’s stated reasons for termination. After a complete and organized administrative appeal submission, Guardian reversed its decision and paid the Long Term Disability benefits owed through the client’s return-to-work date.
Andrew – IT – San Jose, California
Depression and Anxiety
An IT professional from California was unable to keep working when his depression and anxiety worsened for several months. He received Short Term Disability benefits, but when it came time for Long Term Disability benefits, he was denied by Guardian.
Needing to protect his income, he turned to Fields Law. Not long after his LTD benefits would have kicked in, he returned to work. The Fields attorneys drafted an appeal that explained why our client’s condition did not allow him to work for the time he was out. After our appeal, Guardian approved his claim for the amount of time he was out of work.
