Short & Long Term Disability Cases We’ve Won for Our Clients Against Guardian
Fields Law Firm successfully recovers millions of dollars each year for our disabled clients throughout the United States. Our Long Term Disability experience is matched by very few other law firms in the country and has earned us a national reputation.
See how we’ve handled Guardian long-term disability claimssuccessfully.
Here are just a few examples of our Long Term Disability appeal case wins against Guardian.
Clarence – Claims Examiner – Lynbrook, New York
Cancer, Neurological Issues from Chemotherapy
A claims examiner in New York stopped working due to a spinal cancer diagnosis and ongoing neurological complications from chemotherapy. After intially receiving benefits, Guardian concluded the client could return to a sedentary role, including prior work as a claims examiner and terminated Long Term Disability benefits.
Fields Law Firm stepped in to protect the client’s right to ongoing support. Our attorneys assembled targeted medical records, treating provider reports, and supporting documentation that clearly explained why the client’s condition remained disabling and incompatible with sustained work demands, even at a sedentary level. After reviewing the evidence, Guardian reversed course and approved the claim for continued benefits, allowing the client to move forward with stable income and renewed financial clarity.
Kamaria – Director of Finance – Jamaica Estates, New York
Lupus, Cardiac Abnormalities, Obstructive Lung Disease
A director of finance in New York developed significant work limitations due to lupus, cardiac abnormalities, and obstructive lung disease. After Guardian initially approved Long Term Disability benefits, payments were later terminated without warning, creating immediate financial strain and uncertainty.
Fields Law Firm prepared a detailed appeal supported by comprehensive medical records, treating physician statements, and additional documentation demonstrating the continued inability to perform occupational duties. The record showed the termination was not supported by credible information and lacked a persuasive basis for ending benefits. After receiving the appeal, Guardian reinstated benefits and back pay for the period without payments.
Nichole – Key Account Manager – Cherry Hill, New Jersey
Chronic Pain Syndrome, Intervertebral Disc Disorder, Cervical Disc Displacement, Panniculitis
A key account manager in New Jersey developed chronic medical conditions that made continued work unsustainable, including chronic pain syndrome, intervertebral disc disorder, cervical disc displacement, and panniculitis. Although Long Term Disability benefits had been approved and paid for two years, Guardian later terminated the claim, cutting off a primary source of income and creating immediate financial pressure.
Fields Law Firm guided the appeal from start to finish, building a record designed to meet the insurer’s requirements and directly address the stated basis for termination. The Fields team gathered supporting medical documentation, obtained a detailed statement from a treating physician confirming work limitations, and prepared a focused legal memorandum explaining why the claim decision should be reversed. Guardian ultimately reconsidered the termination, reinstated monthly benefits, and issued back pay, restoring benefits moving forward.
