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Tips to Maximize Your Workers Compensation

When you’re hurt at work, your injury can have far-reaching consequences. It can be difficult to tell how an injury will affect you 10, 20, or 30 years down the road. That’s why it’s important to get the maximum amount of compensation you can, now. It’s not about greed; it’s about protecting you and your family’s future.

Insurance companies are in the business of making money – not looking out for your best interests. When faced with their lawyers and adjusters, it helps to have a strong advocate on your side. Fields Law Firm is one of the largest and most respected work injury law firms in Minnesota. Our Minnesota Workers Compensation lawyers help injured workers get the benefits they need every day.

Call us anytime at 1-888-343-5375 or use our simple form to get in touch. We’ll listen to your situation, answer your questions, and help you figure out what to do next.

4 Ways to Maximize Your Workers Compensation Claim

Follow these simple steps to give yourself the best chance of maximizing your potential workers compensation claim:

  1. Attend all doctor’s appointments and follow your treatment plan.
    Don’t “tough it out” and put off going to the doctor. Complications from injuries can take years to manifest and by the time you just can’t stand it anymore, it may be too late to get compensation. Medical records can be instrumental in demonstrating the severity of your injury, how well it will heal, and how long it will take to heal. Treatment costs are one of the larger expenses you’ll face after an on-the-job injury. Having detailed records that show what kinds of care you need, and are likely to need in the future, can help ensure you’ll get benefits to pay for that care.
  2. Don’t accept the insurance company’s first offer.
    Insurance companies are accountable to their shareholders – not you. They’re focused on profit margins, not doing what’s best for you and your family. Often, the insurance company’s initial offer for a Workers Compensation settlement amount will be lower than what you really need. Contact a workers compensation attorney at Fields Law before accepting any offer from the insurance company. The initial consultation is free, so you can get answers to your questions with no obligation. And if you don’t need a lawyer, we’ll tell you so.
  3. Don’t give up if your claim was denied.
    Many initial claims for workers compensation get denied. But a large percentage succeed on appeal. Your denial could be due to a simple oversight or paperwork mistake, or the insurance company might determine you’re not eligible for compensation. If you were denied, the Minnesota workers compensation lawyers at Fields Law can review your initial claim, help you understand why you were denied, and file a strong appeal.
  4. Contact an attorney at Fields Law.
    At Field Law, you never pay any upfront Workers Comp Attorney Fees, and an experienced workers compensation attorney can help you understand what benefits you may be entitled to, what kinds of compensation you may need for future expenses, and whether the insurance company’s offer is fair. Fields Law helps Minnesotans across the state get the help they need. You don’t have to be an expert on workers compensation law – that’s why we’re here. Put our experience to work for you.

In some cases, even after you settle, you may still be able to seek more compensation in the future. But for some types of settlements, you only get one shot. It’s important to make sure you have the money you need to protect your future. Don’t leave money on the table – call us anytime, and we’ll help you figure out how to maximize your compensation.

How can I be sure I’m receiving all of the workers compensation benefits I’m entitled to, both now and in the future?

By yourself, you cannot. Without legal representation or personal training in workers compensation law, you are at the mercy of the insurance carrier and, more specifically, the adjuster who is handling your claim. Whenever possible, insurance companies find ways to shave, delay, exclude, or otherwise discontinue your benefits for many different reasons. Let’s face it, that’s their job. They make money by hanging onto your money, so insurance carriers implement systems to make sure that happens for as long as possible.

The only way to be certain you are receiving your fair share is to talk to an experienced workers compensation lawyer. At the outset of a claim, good claim adjusters try to reassure injured employees and establish themselves as the point of contact for all questions related to the claim. That way they can control the claim and try to minimize the cost to the carrier.

Some adjusters do right by the injured employee – approving medical expenses and paying the correct amount of benefits on time. But the last thing you want to do is rely on the claim adjuster’s entreaty to “just call me with any questions” if you have concerns about your benefits. Adjusters usually won’t lie to you (at least they’re not supposed to), but they’re not going to tell you the whole truth, either.

For instance, say you’re hurt, out of work, and collecting some benefit checks while you’re out. How much is that check for? And why is it that amount? If you ask the adjuster that question, you’re asking the person who chose that amount. So chances are the adjuster will tell you the amount you’re receiving is exactly the correct amount, whether it is or not.

What if I think my workers comp check amount is wrong?

Many times, the workers comp benefits check is not the correct amount. The amount of your benefit checks rely on what’s known as your “average weekly wage“. The method of calculating your average weekly wage is governed by statute, and as with all laws, it is subject to interpretation based on the facts at hand. So, if you do not seek outside counsel, you are relying on the judgment of a claim adjuster to decide your average weekly wage.

On any given litigated worker’s compensation claim, the attorneys on opposite sides will often disagree on average weekly wage to some extent because they each have different interpretations of the calculation. So, there are varying opinions on that all-important number. And the adjuster’s default is to minimize the carrier’s costs, to alter your claim downward.

Besides average weekly wage, there are countless areas where it pays to consult with a professional to make sure you’re maximizing your workers compensation benefits, including:

  • Medical benefits: denials of work-related treatment, payment of prescriptions, mileage, etc.
  • Rehabilitation benefits: medical and vocational management, job placement, retraining.
  • Supplementary benefits: for older dates of injury.
  • Future benefits: ongoing wage-loss and medical settlements.

The only way to be sure your adjuster is has calculated the correct benefit amount or otherwise improperly discontinued or denied benefits in the past, present, and future is to call the Minnesota workers compensation lawyers at Fields Law. It pays to do it today, so that you can rest easy knowing you are receiving all of the benefits you deserve.

Wondering where your workers comp check is? See our blog post to learn more about benefits that have been discontinued or denied, as well as how long it takes to get a workers comp settlement check.

SETTLEMENTS AND RECOVERIES IN ALL CASES DEPEND ON SPECIFIC FACTUAL AND LEGAL CIRCUMSTANCES WHICH ARE UNIQUE TO EACH CLIENT’S CASE. PAST CASE RESULTS ARE NOT A GUARANTEE OR PREDICTION OF SIMILAR RESULTS IN FUTURE CASES WHICH THE FIELDS LAW FIRM AND ITS LAWYERS MAY UNDERTAKE.

READ OUR CLIENT REVIEWS

John Kelley
John Kelley
21:38 16 Oct 18
I was having issues with an insurance company and I hired fields law firm. The people there are amazing and always quick to answer questions even a couple times on the weekend. I worked with Blake amazing person and very informative on my case. I would highly recommend this firm to any of my friends.read more
Michael Frazier
Michael Frazier
23:58 10 Oct 18
I had the pleasure to work with Michael and Annie on my LTD case. When my claim was denied by the insurance carrier, Michael didn't hesitate to take them on with an appeal. He worked diligently on the appeal and ultimately won this for me. Mind you, this wasn't a huge case but he treated me like it was and as if I was the only case he was representing. He kept me abreast of vital information, it was clear that he knew his stuff and wasn't afraid to take on the big insurance company. Michael was much more than I ever expected given that our relationship was entirely remote, handled by telephone and email only. Not only is he a strong lawyer, he treated me with compassion and respect. I am beyond pleased with him and the Fields Law team. Michael cares about his clients and he gets the job done for them because he knows how impactful an injury can be to both a person's well-being and their financial security. I highly recommend Michael and Fields Law whether you are local to their Minnesota offices or out of state like myself.read more
Melanie Eason
Melanie Eason
20:12 29 Aug 18
Fields Law Firm is great. Patrick Kramer, my lawyer, is fantastic. He and his legal assistant Samantha K. have handled my case for several years. They have kept me informed every step of the way. They are both easy to contact. I have both of their phone numbers and email addresses and they respond promptly to any messages I leave. Without their help I would not have been able to get the disability company to fulfill their promises. It is a relief to leave all the dealings with the disability insurance company in their hands.read more
Jeannie Kerr
Jeannie Kerr
23:37 15 Sep 18
My experience with Merrick Williams of Fields Law Firm has been truly above and beyond satisfactory. His knowledge and professionalism have guided me through a very difficult time. He and his assistant Angela were readily available to answer any questions and address my concerns. I highly recommend him as an attorney and will use his services again if necessary in the future.read more
ebon jordan
ebon jordan
19:51 27 Sep 18
Field Law Firm was great my lawyer Zach Schmoll was more than I could ask for. He always kept me in the loop and explain everything perfectly, got back to me whenever I called less than 24 hrs and was a extremely nice guy. This guy is young and knows what he is doing so please don’t let the age fool you. I had a wonderful experience with Field Law and will refer anyone with legal matters to them.read more
Edward Johnson
Edward Johnson
23:11 31 Oct 18
I highly recommend Fields law Firm if you need some no nonsense attorneys to represent you. I was treated courteously and efficiently each and every time by Mike and his associates. They settled my Long Term Disability case in a timely fashion. and was pleased with the results. Thanks again Mike and Fields Law Firm. You are the best!read more
Jeffrey
Jeffrey
19:19 09 Nov 18
Fields Law Firm is simply the very best when it comes to representing you & fighting for your rights! They are a "10 Star" Law Firm hands down! Michael Kemmmitt & Sarah Christensen were simply outstanding to work with. They took over my long term disability case after I was being denied my benefits & gave me the moral support & law experience that I needed to win my case. They were supportive throughout my case & they will fight tooth & nail to assure your rights are not being denied. It is so rare to find a law firm that treats you like YOU are the most important person to them. I HIGHLY recommend Fields Law Firm. They are truly advocates for justice.read more
Ben Chadwick
Ben Chadwick
23:20 12 Nov 18
Michael and Samantha were always giving me updates in a very timely manner. They were very good at getting back with me if I had questions, and they didn't have the answer at the time of our discussion. They were very thorough in their handling of my case, and we received a positvie ruling due to their efficiency and expertise. Thank you very much Michael and Samantha, I appreciate all that you did to help me with my case. I would definitely refer people to you, as well as use you in the future. Benjamin Chadwick.read more
Michael Rosa
Michael Rosa
00:01 01 Dec 18
Evan was absolutely fantastic. He was knowledgable, informative and patient. Evan Sanford and Fields law took my case when other lawyers pretty much told me to pound sand. The outcome was a substantial amount of money that will take the pressure off of me for years to come. I would absolutely recommend Fields law.read more
BOBBY jr
BOBBY jr
17:49 02 Dec 18
It is very difficult for the average disabled person to battle the disability insurance and Social Security disability industries. I was very sick, exhausted, and stressed out about being denied and told that I can work by someone who doesn't even know me! The paperwork was daunting and had to be filled out multiple times. I chose Field's Law Firm after finding them online. They took over my claims and handled all of the paperwork and appeals that were necessary. They even went to a hearing with me to the Social Security Judge. Field's also kept me in the loop every step of the way. This allowed me to focus more on myself and greatly reduced my financial anxiety. They don't get paid unless you get paid. You truly have nothing to lose and everything to gain! I am truly appreciative of Field's Law Firm!read more
Raphael Roe
Raphael Roe
00:35 04 Dec 18
I had the pleasure of working with Patrick Kramer for my LTD appeal. He walked me through the entire process and answered all my questions. Patrick called me anytime there was new information and went above and beyond what I expected. It was one of the most stress free processes I’ve had to deal with thanks to the team at Field’s! Thank you for all your hard work! -Michael Roe, Monroe, MIread more
Donna Williams
Donna Williams
19:07 06 Dec 18
My attorney, Blake Bauer and paralegal, Samantha Kurschner are wonderful. Whenever I need to speak with one of them, they are always available. If I have to leave a message, my call is promptly returned. They worked diligently on my case and won my LTD claim. I highly recommend Fields Law Firm.read more
Lori Anderson
Lori Anderson
20:33 04 Dec 18
Jodie has been a wonderful person and on top of my social security disability claim. The attorneys are great and very thorough with what they do. Would recommend Fielsd Law Firm to everyone. Thank you for everything you have done for me.
Todd Burge
Todd Burge
15:40 11 Dec 18
I worked with Attorney Hans Lodge on a large debt collection from a creditor. He was able to determine that there was a violation of the Fair Debt Collection Practices Act, and swiftly moved into legal action. This whole matter was completely and quickly resolved within a couple of months. This whole situation could not have turned out any better on my end. I highly recommend working with Hans or any of the attorneys at Fields Law Firm!read more
John Notaro
John Notaro
05:09 09 Jan 19
Fields law represented me with class and always had the answers I needed to know every step of the way. Patrick and Jodie always kept me informed when there were updates to my case with a phone call. I can't recommend Fields law enough. I know I couldn't have won my case without the hard work of their entire team. Thank you all and most importantly how you changed my life for the better.read more
Jeff Howe
Jeff Howe
07:06 20 Jan 19
I have used this law firm twice. Zach had my case and he truly cares about you as a person. Thanks fields for getting the best
Stacy Tietjen
Stacy Tietjen
19:39 22 Jan 19
My experience with Fields Law Firm has been amazing. The dedicated service and professionalism they have shown me is above and beyond. Especially Blake Bauer, he has kept me updated every step of the way. If it wasn't for him and his team, I would not have won my case. I will continue to use Fields Law firm for all my legal needs.read more
Max Power
Max Power
00:31 26 Jan 19
Fields Law Firm represented me in my long term disability and social security disability cases. My attorney was Michael Kemmit and I can't say enough good things about Michael.Michael did an outstanding job taking the time to really understand my disabilities and how they impacted my ability to work. He skillfully and successfully communicated this to my insurance company & social security while referencing supporting evidence in my medical records. Michael is very comforting, compassionate and easy to talk to. Michael and the staff at Fields Law were professional, courteous and responsive to all my questions throughout the entire process.I 100% wholeheartedly recommend Fields Law. I doubt you could find a better law firm to represent you.read more
Tanya Nash
Tanya Nash
00:32 31 Jan 19
Blake kept me informed every step of the way with my work comp case! He made sure I understood all of the information and always made me feel comfortable with what was happening! He helped me get a good settlement!
Jazzy J
Jazzy J
18:05 08 Feb 19
I have had the opportunity to be represented by Fields Law Firm. They provided me with excellent service. They responded promptly to all of my phone calls. My case was handled by Mark (attorney) and Angela (paralegal). I will definitely hire them again in the future if needed. Thanks again for your assistance and dedication. J. Johnsonread more
Brynda Bradford
Brynda Bradford
22:46 12 Feb 19
Working with Blake Bauer and Angela was a very positive experience they were very knowledgeable and exceeded my expectations. If you are looking for a law firm to help assist you with Long Term Disability or worker's compensation I recommend Fields Law Firm.read more
Michelle Trebtoske
Michelle Trebtoske
17:06 04 Mar 19
My lawyer, Blake Bauer, represented me very well in my long term disability law suit. He got me a settlement I was pleased with. He was respectful, courteous, understanding, very knowledgeable and professional. He was a great communicator.read more
kenya Howze
kenya Howze
23:20 04 Mar 19
I recently had a stroke and had to leave my job and had to go on short term Disability which turned into Long term disability and this was a challenge. It was so challenging dealing with Doctors then with LTD it seemed that they were always trying to find ways to stop my disability. So I went online and researched Attorneys for LTD cases and Fields had great reviews and I want to say this was the best decision ever Blake and Annie have been my dream team and I have not been the best client as far as being compliant I have had so many issues in the last mot from health to Money issues and they stayed on me never waivered. They were so patient and compassionate Annie's voice at times soothed me because I was so ready to give up its very stressful but they made me feel lighter like I wasn't alone and they made it happen they won my case. I am so fortunate to have found this law firm and have the super team of Blake and Annie you guys are my heroes you have saved the day in my case the year . Thank you so much for your patience and your guidance and I recommend this law firm to anyone having issues with there disability case, if I could go higher than 5 stars they definitely would get 10!!! THANK YOU SO MUCH!!!!read more
Dan Cartier
Dan Cartier
14:15 07 Mar 19
Let's be honest, nobody wants to need a lawyer or be put in the place where you have to search for one. And if that time comes, I hope you look to Fields Law for that! I was put in a bad spot with loosing my credit due to a companies mishandlement of my financial information. Not good, and this was a very big company. So my worries were who would be willing and capable to take on such a job. I searched and called and spent many hours trying to find that company. But when I was referred to Fields, my worries were gone! I was instantly connected with Blake my attorney, who assured me I was in the right place with the right people! The positive attitude from absolutely every person I worked with and the knowledge they possessed was awesome. They helped me understand everything in a way that I could get; since some of the terminology and process wasn't my strong point! My case was going to be a long one; and knowing this there was not a single point that I felt I wasn't in the loop. They were honest and fair to both sides and I would highly recommend them to anyone needing help! Thanks again Fields Law!read more
Boris Fortner
Boris Fortner
18:15 07 Mar 19
My experience with Fields Law Firm could not have been any better. They have kept me informed every step of the way. They fought to get me a win which is more than I was hoping for. I would recommend them to anyone who truly wants to win. I thank God for them. They have been a blessing to me and my family.read more
Jonathan Mannuzza
Jonathan Mannuzza
15:29 12 Mar 19
The reason I chose Fields Law Firm was twofold, I got to speak directly with an attorney that would be handling my case and their structure was fair and equitable. Throughout the whole ordeal, Zach and Angela both exhibited professionalism, honesty, integrity, were timely with follow up, and above all treated me like a human being that they cared about rather than just another case. Zach definitely worked hard on my behalf and I can’t thank him enough for getting an acceptable resolution so that I can move forward with my life.read more
Mona Selim
Mona Selim
16:42 22 Mar 19
Blake Bauer At the Fields Law Firm is an excellent attorney who has high integrity and excellent work ethics.Blake walked me through the process of my claim and gave me realistic timeline and potential outcomes. He advised me on how to proceed with my best interest in mind. He was happy returning my phone calls and never got tired of my questions and concerns. He was very supportive when I was down and understood my struggle and helped me to the best of his abilities as the law permits. He is very thoughtful, he would ask me how I am doing; he even called me to wish me a happy birthday🙏The entire staff at Fields Law Firm is very friendly and on top of things. They didn’t let anything go unaddressed. They helped me understand the paperwork process. They are very punctual and returned my calls very quickly with all the answers they could provide me.This was my first time working with any law firm and my experience with Field’s Law Firm, Blake Bauer, Samantha Kurschner and the staff was extremely pleasant during a tough time in my life. Thanks everyone, job well done.Mona S.read more
Shannon Warren
Shannon Warren
19:07 22 Mar 19
Fields Law Firm was a great company to work with. I had received a settlement offer for my LTD and I wasn't sure if I should take it or not and they helped me out with the whole process. Zachary was so amazing and kept me updated on everything going on. I would recommend them completely!read more
Taryn Grahek
Taryn Grahek
18:19 08 Apr 19
Highly recommend Fields law firm, they are a great help and walk you through the process. They are on top of keeping you updated and in the loop and they are very good with communication. All of my questions were always answered perfectly. Fantastic place!read more
Michelle Lim
Michelle Lim
17:30 12 Apr 19
Fields Law Firm did an excellent job with my disability case. They were always available for questions, had knowledgeable answers, and set my mind at ease many times during the process. Not only were they nice to work with, but my case turned out favorably. I would highly recommend their services.read more
Michelle Renspe
Michelle Renspe
17:45 12 Apr 19
Everyone at Fields Law Firm we're very friendly they always answered any questions i had. It was a long-haul but they never gave up on my case they fought for me till the end. Jody from fields Law Firm always kept me informed on what was going on she always answered any questions I had for her. I would definitely recommend this Law Firm to anybody needing help with either Social Security workman's comp or other things just take a minute and look them up you will love what you see.read more
Bentley Luo
Bentley Luo
19:28 22 Apr 19
Field Law Firm successfully helped me overturn the denial of the LTD case by the insurance company in the appeal process. I could not say enough great things about everyone I’ve interacted with at their Firm during this process. They literally took over the process from the first phone call and shielded me from the extreme stress dealing with the insurance company so I was able to continue to focus on my recovery. They exhibited great professionalism and care for their clients and has seamless coordination process in place working diligently to move the case forward. I would recommend Fields Law Firm to anyone who needs support in their pursuing LTD claim case.read more
Linda Jones
Linda Jones
14:02 16 May 19
I was at my absolute breaking point trying to work with my long term disability company. I have metastatic cancer and my long term disability company denied my claim. I, thankfully, was put it touch with Fields Law firm and they were amazing. I spoke with Blake Bauer and was tears. My frustration level was at my breaking point. He explained to me that he would take the torch from point on. They accepted my case, fought my insurance company and had their denial reversed. My experience has been amazing. I have not shed one tear since. I would HIGHLY recommend Fields Law!!!read more
David Strand
David Strand
17:18 24 May 19
I am absolutely thrilled about the service I received from Fields Law Firm.From start to finish, I was kept in the loop as to the status of my case. If action was required on my part, this was communicated clearly. My main point is: the process of applying for Social Security benefits is massive and daunting. Fields Law Firm made navigating the process a breeze. I never felt the need to worry about my case; the professional manner in which my case was handled was very reassuring. They were prompt, professional, and communicative throughout.I would recommend Fields Law Firm to anyone applying for disability, hands down.read more
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