Short & Long Term Disability Cases We’ve Won for Our Clients in Arizona

An electrical engineer from Arizona suffered a series of electrical shocks triggering multiple cognitive and functional deficits. Further, while receiving treatment for neuropsychological conditions, he was diagnosed with dementia. Unfortunately, his insurer, through a third-party administrator, denied his claim for Long Term Disability benefits. Reliance Standard commissioned a medical record review and relied on that review over multiple exams and clinical documentation from our client’s treating doctors.

Fields Law Firm took on the case to help appeal this decision. The lawyers at Fields Law secured narratives from multiple treating providers, responding to Reliance Standard’s denial. This included an expert opinion from an independent vocational expert documenting that he could not perform any other substantial work, let alone his own occupation. After reviewing our appeal, Reliance Standard reversed its decision, paid almost a full year’s worth of back benefits, and began making monthly payments again.

After suffering a stroke, a young woman from Arizona was left mildly paralyzed on her let side. As a result, she was unable to perform her job as an analyst for Honeywell. Her Long Term Disability insurer initially accepted her claim and paid benefits for two years. The definition of disabled under her policy later changed and the insurer denied her benefits claiming that she did not meet the new definition of disability.

Clearly unable to work and unsure of what to do, she reached out to Fields Law. Her attorney at Fields Law started by reviewing the entire file from the insurance company and creating a plan for the appeal. After his review, he updated medical records and obtained statements from multiple doctors that the client had treated with. With the updated records and reports, he drafted an appeal which outlined how her condition prevented her from working. The insurance company reversed its decision and reinstated the client’s monthly benefits.

A Home Theater Install Technician was unable to continue working due to disabling low back pain. Based on his disabilities, and his inability to work, he applied for Long Term Disability benefits, which were approved. He received benefits until his Long Term Disability claim was terminated by a letter. In the denial letter, it stated, without considering the claimant’s current and progressing disabilities, he was able to perform the essential duties of Any Occupation.

The Fields Law attorneys collected all the medical records and opinions of our client’s doctors and submitted a comprehensive appeal. After receiving the appeal, The Hartford was forced to agree our client was disabled and reinstated benefits immediately.