Short & Long Term Disability Cases We’ve Won for Our Clients Against Guardian
Fields Law Firm successfully recovers millions of dollars each year for our disabled clients throughout the United States. Our Long Term Disability experience is matched by very few other law firms in the country and has earned us a national reputation.
Here are just a few examples of our Long Term Disability appeal case wins against Guardian.
Rejena – Processing Operator – Chickamauga, Georgia
Degenerative Disc Disease, Fibromyalgia
A processing operator from Georgia was forced out of work due to severe pain issues. After several years receiving Long Term Disability benefits, Guardian suddenly denied her Long Term Disability claim.
Needing assistance, our client reached out to Fields Law. Our attorneys drafted an appeal, providing the insurer with significant evidence supporting her disability claim, including extensive medical records, testimonies from our client’s physicians, and other important information. Guardian reinstated our client’s future benefits and sent her all the backpay she was owed from the date of the denial.
David – Engineer – Mesa, Arizona
Hepatic Encephalopathy, Vertebral Compression Fracture, History of Liver Transplant
An engineer from Arizona was forced out of work due to his disabling conditions. After receiving Long Term Disability benefits for five years, Guardian decided to cut off his benefits, claiming that the medical records no longer supported restrictions or limitations.
Worried about his lost income, he called Fields Law for help. The attorneys at Fields gathered medical records and supplemental opinions from his doctors to refute the insurance company. With stronger evidence, the team drafted an appeal arguing the legal basis for reinstating our clients’ benefits. Guardian reversed their decision and our client received a lump-sum for back-pay and is receiving his monthly income.
Neal – Die Grinder – Rochdale, Massachusetts
Back Pain, Failed Back Surgery, Rotator Cuff Tear
An Industrial Die Grinder from Massachusetts tore his rotator cuff at work. He applied for Long Term Disability benefits, but there was a 365-day waiting period before benefits would be paid. After the waiting period expired, Guardian denied benefits, saying that the application was received two days after his disability had begun so he was not covered by the policy.
Upset at the insurer and his lost income, he called Fields Law for help. Our attorneys drafted a strong two-part appeal. The first part was entirely procedural: Guardian was reading its own policy wrong with regards to coverage. The second part was based on the strength of the medical record: our client was clearly disabled. Guardian reversed its denial decision. Our client received a lump-sum payment for back pay and ongoing monthly benefits.
