Short & Long Term Disability Cases We’ve Won for Our Clients in Illlinois

A security guard from Illinois began feeling severely fatigued at work. He could no longer concentrate and had recurring panic attacks. A doctor diagnosed him with depression and obsessive compulsive disorder. His symptoms eventually became too severe and he was forced to stop working. He applied for Long Term Disability benefits and Liberty Mutual paid him monthly benefits. After receiving benefits for nine months, he received a letter saying that benefits would stop because he no longer fit the insurer’s definition of disabled.

Confused by the decision, he contacted Fields Law for help with an appeal. The attorneys at Fields Law reviewed the claim file and found that Liberty Mutual made several conclusions that were not supported by doctor’s opinions. Our attorneys contacted our client’s doctors to strengthen the case, and appealed the decision. Liberty Mutual agreed to reinstate Long Term Disability benefits for our client and pay him a lump-sum for back-pay.

A Global Data Manager from Illinois began having severe cognitive issues. His vision waxed and waned, and his short-term memory severely declined. He received multiple diagnoses including possible Multiple Sclerosis and Guillain-Barres Syndrome. His job required managing people and data across the globe and his condition made work impossible. He stopped working and was awarded Long Term Disability benefits through his employee insurance plan. After two years of receiving benefits, Aetna stopped paying, saying that he did not pursue Social Security Disability benefits, so his claim was being denied.

Confused and worried for his livelihood, he contacted Fields Law for help. Our team immediately contacted Aetna for all documentation related to the claim, and our attorneys began drafting an appeal based on an updated neurological report. The strong appeal from our attorneys changed the insurer’s decision and our client received back-pay and ongoing benefits. After the approval, our support team continued to follow up with Aetna until our client received all the benefits he deserved.

An administrative clerk from Illinois had been suffering from multiple sclerosis for many years. Because of her MS, she was forced to leave work, and was approved for both Long Term Disability benefits and a progressive income benefit by her policy’s insurer. After nearly two years of receiving benefits, Lincoln Financial terminated her progressive income benefit. They claimed she was capable of performing all of her Activities of Daily Living, despite none of her physicians agreeing with them. She quickly retained Fields Law to fight for her rights.

The Fields Law attorneys got in contact with her physicians, but despite their disagreement with the insurer, none of them were willing to get involved in the disability process. Our attorneys coordinated with our client to establish care with new doctors who were willing to fight for our client’s benefits. The Fields Law attorneys got the letters of support from the new doctors and put together an appeal of Lincoln Financial’s denial decision. The insurance company considered the appeal and conducted numerous peer review analyses of our client’s case. However, each time Lincoln Financial sent the Fields Law team a biased report, based on information provided by their own in-house doctors. Our attorneys were able to coordinate with our client’s new care team and counter the assertions. Faced with no other option, Lincoln Financial was forced to eventually approve the appeal and reinstate our client’s benefits.