Short & Long Term Disability Cases We’ve Won for Our Clients in Illlinois

A Chicago man suffered injuries to his left shoulder and both wrists. Due to his condition, he was unable to continue working in his physically demanding job as a Tower Attendant for a telecommunications company. His Long Term Disability insurer, accepted his claim and initially paid benefits. However, he was later cut off for allegedly failing to provide evidence that his disability was ongoing.

Unsure of what to do, he reached out to Fields Law where our attorneys began by updating our client’s medical records to submit to the insurance company. In addition, we provided the insurance company with the results of a Functional Capacity Evaluation that our client had under gone which showed he was disabled. Upon review, the insurance company reversed their decision and reinstated payment of his monthly benefits.

A securities analyst from Illinois began having bouts of dizziness and vertigo. She would experience intense migraines as well. Her doctor diagnosed her with Meniere’s Disease, an inner ear condition, and recommended she stop working. Liberty Mutual approved an application for Long Term Disability benefits but, after paying seven months of benefits, the payments stopped because the insurer said she no longer fit their definition of disabled.

Shocked at the decision and still unable to work, she called Fields Law for help appealing the decision. Our support team gathered all of our client’s treatment records and obtained the claim file from Liberty Mutual. The Fields Law attorneys reviewed the records and ordered additional narrative reports from our client’s treating physicians that supported her claim. When the evidence was strengthened, our attorneys sent the insurance company a strong appeal that underscored the medical records and applicable law. Liberty Mutual overturned the denial decision, paid our client a lump-sum for backpay, and granted ongoing benefits.

Prior to her disabilities of low back, hip and shoulder pain, and fibromyalgia, a woman worked as a Jewel Scan Coordinator, which was a job she thoroughly enjoyed. She was approved for, and received, Short Term Disability benefits through the maximum period of time allowed. She then applied for Long Term Disability benefits due to her continuing disabling conditions. However, by the means of an impersonal letter, The Standard denied her claim for Long Term Disability benefits alleging that her medical documentation did not contain limitations and restrictions of such a severity to prevent her from performing the material duties of a Jewel Scan Coordinator.

Justifiably upset with this determination, she contacted Fields Law Firm to assist her in appealing this unfavorable decision. The Fields Law team was able to coordinate and compile all her medical records, written comments, documents, and other records that supported her disability claim. The Fields Law attorneys submitted her appeal demanding that The Standard perform a full and fair review, as mandated under federal law. After a very brief review, The Standard agreed and reversed its previous denial and began payment of her benefits immediately.