Short & Long Term Disability Cases We’ve Won for Our Clients in Illlinois

In Illinois a salesman suffered massive, full thickness rotator cuff tears to both shoulders, and subsequently developed chronic regional pain syndrome. He attempted to return to work but this proved unsuccessful and his doctors recommended additional surgeries.

He applied for Long Term Disability benefits through his employer’s insurance. The insurer reviewed the claim and eventually denied it. They could not conclusively determine if he remained covered under the policy after his failed attempt to return to work. Also, they were not convinced his conditions precluded him from performing his Own Occupation. Soon after the claim was denied, the salesman went back into the hospital for yet another surgery.

Fortunately, he found Fields Law and reached out for help fighting this decision. His attorney built an appeal that conclusively established our client indeed remained covered under the policy. Furthermore, due to his substantial condition, it was impossible for him to perform not only his Own Occupation but also any other gainful occupation. After reviewing our appeal, the insurer finally reversed its denial, paid our client his back pay and commenced monthly payments.

A Business Analyst from Illinois was diagnosed with kidney disease. He was already recovering from heart failure and had a list of complicating conditions that caused dizziness, fainting, and chest pain. The kidney failure was the last straw. He was forced to stop working and applied for Long Term Disability benefits. He received monthly benefits from his insurance company through his work for about a year. After a year, New York Life stopped paying because they said he could return to work.

He was frustrated with New York Life for ignoring his condition, and concerned about his lost income. He called Fields Law Firm for help. Our team obtained the claim file from New York Life and found that they overlooked key records from our client’s treating providers. Fields Law attorneys drafted a strong appeal to New York Life based on hundreds of pages of updated evidence. They changed their decision, and our client received a lump-sum payment for back-pay and ongoing monthly benefits. He is happy to be done fighting New York Life and pleased with the representation from Fields Law.

An assistant manager at a retail store was experiencing serious back pain and her doctor recommended physical therapy and spinal injections to help with the pain. After numerous treatments, her symptoms had not improved. Her job required long shifts and lifting boxes of goods for retail storage and display. She could no longer work due to her painful symptoms, so she applied for Long Term Disability benefits through her insurer. Her claim was denied, however, their denial letter did not address her level of pain at all.

Upset that her insurer was not considering her whole condition, she called Fields Law to assist with an appeal. Our attorneys contacted our client’s doctors to get a complete narrative of symptoms and our client’s pain levels. The attorneys at Fields Law submitted the appeal and, thanks to the strong documentation from our client’s doctors, she was awarded back pay and continuing benefits for one year. She is relieved for the financial peace of mind our attorneys worked to obtain on her behalf.