Short & Long Term Disability Cases We’ve Won for Our Clients in Indiana
Fields Law Firm successfully recovers millions of dollars each year for our disabled clients throughout the United States. Our Long Term Disability experience is matched by very few other law firms in the country and has earned us a national reputation.
See how our team secured benefits in Indiana long-term disability cases.
Here are just a few examples of our Long Term Disability appeal and lawsuit case wins in Indiana.
Scott – Machinist – Richmond, Indiana
Asthma, Long Covid
A machinist in Indiana developed disabling asthma and long COVID symptoms that made continuing work impossible. Although Long Term Disability benefits were initially approved, New York Life later terminated the claim, cutting off the income support the policy was intended to provide.
Fields Law prepared a focused appeal, gathering medical records documenting the severity and ongoing impact of the conditions, including a detailed report from a treating physician. A Fields attorney drafted a legal memorandum explaining why reinstatement was required under the policy terms. The appeal resulted in the claim being reapproved, with back pay issued for benefits owed since the termination, and Long Term Disability benefits restored. Fields professionals continue to monitor the claim to help maintain the benefits in place.
Richard – Transport and Correctional Officer – New Castle, Indiana
Severe Diverticular Disease of the Colon
A transport and correctional officer in Indiana stopped work due to complications from a perforated colon caused by severe diverticular disease. A policyholder, they applied for Long Term Disability benefits through Mutual of Omaha. Despite multiple procedures and surgeries, inpatient hospital stays, and ongoing outpatient therapies, the claim was denied. The insurer asserted that absences from work disqualified coverage, even as the medical record documented significant functional limitations.
Fields Law handled the administrative appeal with a focused, evidence-driven approach. The Fields attorneys obtained and organized key medical records and work history to demonstrate that the policyholder met the policy’s definition of disability and remained eligible for coverage. As a result, Mutual of Omaha reinstated benefits and issued back pay for the full period the benefits had been denied.
Sandy – Advanced Quality Coordinator – Decatur, Indiana
Chronic Low Back Pain, Pseudo Arthrosis of Lumbar Spine
An experienced advanced quality coordinator in Indiana stopped working after chronic low back pain and pseudoarthrosis of the lumbar spine made job duties unsustainable. Long Term Disability benefits were initially approved, along with Social Security Disability, but after several years the insurer, Reliance Standard, terminated monthly LTD payments, removing a primary source of income.
Fields Law attorneys moved quickly to prepare a comprehensive appeal. The Fields team gathered updated medical records and supporting documentation, and the assigned attorney drafted a detailed legal memorandum explaining why benefits should be reinstated under the policy terms. Reliance Standard later reversed its decision, reinstated monthly LTD payments, and issued backpay, restoring the financial support the client was entitled to receive.
