Short & Long Term Disability Cases We’ve Won for Our Clients in Indiana

An experienced advanced quality coordinator in Indiana stopped working after chronic low back pain and pseudoarthrosis of the lumbar spine made job duties unsustainable. Long Term Disability benefits were initially approved, along with Social Security Disability, but after several years the insurer, Reliance Standard, terminated monthly LTD payments, removing a primary source of income.

Fields Law attorneys moved quickly to prepare a comprehensive appeal. The Fields team gathered updated medical records and supporting documentation, and the assigned attorney drafted a detailed legal memorandum explaining why benefits should be reinstated under the policy terms. Reliance Standard later reversed its decision, reinstated monthly LTD payments, and issued backpay, restoring the financial support the client was entitled to receive.

A control systems technician in Indiana developed syncope, hypotension, and migraines that made continued work unsafe and unsustainable. After applying for Long Term Disability benefits, the claim was initially approved by Lincoln Financial. About a year and a half later, Lincoln Financial terminated benefits, stating there was no further evidence of impairment despite ongoing symptoms and an ongoing inability to work.

Fields Law attorneys reviewed the file promptly, gathered updated medical records, and obtained detailed written reports from treating physicians confirming the severity and functional impact of the conditions. A Fields Law Firm attorney prepared an appeal memorandum that presented the supporting documentation and addressed key shortcomings in the termination rationale. Lincoln Financial reversed the termination decision, benefit payments resumed immediately, and back pay was issued in a lump sum.

Disability benefits due to chronic pancreatitis and severe abdominal pain. Although the claim was initially approved, benefits were later discontinued after MetLife reviewed the file and cited a lapse in ongoing medical treatment as support for the position that symptoms had improved and a return to work was possible.

The Fields Law attorneys moved the appeal forward with a disciplined, documentation-first approach. The Fields team advised a prompt return to treating providers, obtained updated medical records, and requested narrative reports addressing the inability to safely perform such strenuous, high-heat work. Using this evidence, the attorneys filed an appeal detailing errors and omissions in the insurer’s review of the medical records and occupational demands. After receiving the appeal and supporting documentation, MetLife reversed the denial and reinstated Long Term Disability benefits.