Short & Long Term Disability Cases We’ve Won for Our Clients Against Lincoln Financial
Fields Law Firm successfully recovers millions of dollars each year for our disabled clients throughout the United States. Our Long Term Disability experience is matched by very few other law firms in the country and has earned us a national reputation.
Here are just a few examples of our Long Term Disability appeal case wins against Lincoln Financial.
Lisa – Nurse Practitioner – Springfield, Missouri
Fibromyalgia, Bilateral Knee Pain, Chronic Fatigue Syndrome
Prior to developing chronic pain syndrome, fibromyalgia, and degenerative arthritis in her knees, a happy and healthy Nurse Practitioner served as an Air Force Officer for twenty years. She enjoyed hiking, nature, travel, cooking, theater, and dance. However, as her health difficulties progressed, she was unable to continue to provide the excellent standard of care her patients were accustomed to. Moreover, she began to worry about the safety of her patients given her profound fatigue, malaise, chronic pain, and tearfulness. She left work at the advice of her treating doctors and submitted a claim to her Long Term Disability insurance company. Lincoln Financial initially approved benefits and paid her for a little over a year. However, it denied benefits based on the medical review of an independent doctor.
She found Fields Law after searching for help online. Our attorneys secured the claim file from Lincoln Financial and determined the medical evidence that was needed to overturn the denial. After securing reports from our client’s doctors, the appeal was submitted for the insurer’s review. Shortly thereafter, Lincoln Financial reinstated the claim and paid our client her benefits.
Brandie – Office Manager – Piedmont, Missouri
Arnold-Chiari Syndrome
A young mother of two from Missouri suffered from the effects of Arnold-Chiari Syndrome. This included frequent blackouts and migraine headaches. As a result, she could not continue working. Her Long Term Disability carrier accepted her claim and paid benefits. The insurer later cut off her benefits claiming that the medical records did not show she was unable to perform her own occupation.
Unsure of what to do, she reached out to Fields Law Firm. The attorneys at Fields Law began updating our client’s medical records to submit to Lincoln Financial. In addition, we worked with her neurosurgeon to provide a narrative report which highlighted the effects of her condition. Upon review, Lincoln Financial reversed their decision and reinstated her monthly benefits. Our client was overjoyed at the reinstatement of her benefits and could rest easy knowing that she could provide for her children.
Ladonna – Volunteer Coordinator – Laplata, Maryland
Fibromyalgia, Migraines, Cervical Spine Radiculopathy, Right Shoulder Tendinopathy
A volunteer coordinator at a veteran service home suffered from fibromyalgia, migraines, cervical spine radiculopathy, and right shoulder tendinopathy. She had managed her various conditions well for several years but was finally unable to work at her position due to exacerbations of her fibromyalgia, migraines, and neck pain. Lincoln Financial paid her claim for just over ten months, until they discontinued disability benefits stating she had no restrictions or limitations resulting in an inability to work at the veteran service home.
Concerned about the lost income, she hired Fields Law to appeal the denial. Our attorney’s secured extensive medical records and opinions from our client’s treating providers stating she could not work. We combined these records with legal and factual arguments about the physical demands of our client’s position at the veteran service center. Lincoln Financial overturned their decision, resulting in a large payment of back benefits. Our client was able to avoid foreclosure on her home due to the quick payment of benefits.
