Short & Long Term Disability Cases We’ve Won for Our Clients in Louisiana
Fields Law Firm successfully recovers millions of dollars each year for our disabled clients throughout the United States. Our Long Term Disability experience is matched by very few other law firms in the country and has earned us a national reputation.
Here are just a few examples of our Long Term Disability appeal and lawsuit case wins in Louisiana.
Stephen – Director of Sales – Shreveport, Louisiana
Crohn’s Disease, NASH, Neuropathy
A director of software in Louisiana stopped working when Crohn’s disease, nonalcoholic steatohepatitis (NASH), and neuropathy made it impossible to perform job duties on a consistent basis. A Long Term Disability claim was submitted under an employer-sponsored policy with Mutual of Omaha, but the insurer denied the claim, asserting that the medical conditions were not severe enough to qualify for benefits.
Fields Law moved quickly to build a clear, document-driven appeal. Treating provider records were obtained, supportive physicians were asked to prepare detailed narrative reports addressing functional limits and work capacity, and an attorney prepared a comprehensive appeal memorandum explaining why the policy terms and medical evidence supported approval. After the appeal was submitted, Mutual of Omaha reversed the denial, monthly benefit payments began, and back pay was issued dating to the initial denial.
Bernadette – Pharmacy Manager – Zachary, Louisiana
Back Pain, Fibromyalgia, Complications from Chemotherapy, Breast Cancer
A pharmacy manager was diagnosed with bilateral breast cancer. She stopped working to undergo a double mastectomy and aggressive chemotherapy treatment. She qualified for Long Term Disability benefits during her treatment. After treatment, she had severe pain as a side effect from the chemotherapy that developed into fibromyalgia and numbness in her extremities. Despite receiving benefits for two years and keeping the insurance company updated on her condition, the insurer denied her benefits.
Upset about her lost income and the insurer’s change in decision, she contacted Fields Law for assistance. Our attorneys contacted the insurance company for the claim file, and our client’s doctors for their medical records. The insurance company ignored several reports from our client’s doctors and misinterpreted our client’s condition. The Fields Law attorneys sent a strong appeal to the insurer, but they did not change the decision.
Our attorneys filed a lawsuit in federal court to fight for our client’s benefits. During preparation for trial, our attorneys negotiated a generous lump-sum settlement. Our client was happy with the settlement and pleased with the quick action and transparent process that Fields Law provided.
Dan – Machinist – Zachary, Louisiana
Back Pain, Complications from Fusion Surgery, Herniated Discs
A machine maintenance worker from Louisiana had multiple back surgeries and required a fusion of two vertebrae. He was unable to continue work because his job required lifting and repairing heavy machine parts. He applied for and received Long Term Disability benefits through his employer. Unfortunately, the insurance company stopped paying benefits after a few months, saying that he suffered from a pre-existing condition that meant he could not receive benefits.
He contacted Fields Law Firm for help. Our team gathered all of our new client’s medical records and compiled all of the evidence the insurance company had as well. Our attorneys scoured the medical records and discovered that the insurer was misreading the medical records. Our client did have a history of low back pain, but the surgery that caused his current disability was to correct a distinct and new disc injury. We submitted a strong appeal to the insurer, but the decision remained unchanged. Our attorneys filed a lawsuit in federal court to fight for our client’s benefits. During the lead-up to a hearing date, our attorneys negotiated a generous lump-sum settlement and our client received a settlement check that allowed him to continue treatment without fighting his insurance company any more.
