Short & Long Term Disability Cases We’ve Won for Our Clients in Louisiana

A quality control inspector at a metal shop in Louisiana began having serious back pain. He had an MRI and his doctor discovered multiple bulging discs in his back, likely due to a degenerative disc disorder. He experienced severe pain radiating down his right leg, and was unable to walk a few feet without pain. He was forced to quit working and applied for Long Term Disability benefits through his insurer, but was denied. Mutual of Omaha determined that his job was “light duty” and that he was still capable of performing his job responsibilities.

He contacted Fields Law Firm for help with his appeal. The lawyers at Fields Law Firm closely examined our client’s medical record and found that Mutual of Omaha disregarded a key report. One doctor stated that the employee should be considered disabled from his own occupation right in his medical report and the insurer did not consider this statement in its analysis. After compiling additional treatment records, our attorneys filed the appeal.

Mutual of Omaha agreed that there was an error in their original decision and granted back-pay and continued benefits. Our client was happy to have the means to continue treatment and relieved to be done fighting against Mutual of Omaha.

An executive secretary from Louisiana suffered from chronic and severe migraine headaches. This condition obviously prevented her from being able perform any work as she was completely incapacitated when a migraine would hit. Her Long Term Disability insurer denied her claim, asserting that the medical information on file did not support an inability to work.

Clearly unable to work and not sure of how to fight Metlife, she reached out to Fields Law. Her attorney at Fields Law began reviewing the entire file from the insurance company. After completing this review, our attorneys developed a winning strategy for her appeal. We updated medical records and obtained statements from her treating neurologist. With the updated records and report, we drafted an appeal which made it clear that our client could not work. Metlife reversed their decision and approved our client’s claim for benefits. She was elated to get her benefits back knowing that she would have financial security going forward.

A registered nurse from Louisiana started having uncontrollable drowsiness. He was consistently getting seven hours of sleep but the symptoms persisted. He tried reducing his hours at work and taking various medications but nothing helped. He was forced to stop working. He applied for Short Term Disability benefits through his employer but was denied because, despite strong records from his neurologist, the insurance company said he did not have a specific test performed.

Upset and worried about his lost income, he called Fields Law for help. Our attorneys gathered the claim file from the insurance company and medical records from our client’s doctors. The Fields Law attorneys asked one of our client’s doctors for a summary of their findings and the doctor provided a letter saying the narcolepsy was lifelong and disabling. With strong supporting evidence, our attorneys filed an appeal to the insurer and the decision was overturned. Our client received a lump sum for Short Term benefits and is now working with Fields Law on a Long Term Disability claim. He is pleased with the professional advocacy Fields Law continues to provide.