Short & Long Term Disability Cases We’ve Won for Our Clients in Massachusetts
Fields Law Firm successfully recovers millions of dollars each year for our disabled clients throughout the United States. Our Long Term Disability experience is matched by very few other law firms in the country and has earned us a national reputation.
Here are just a few examples of our Long Term Disability appeal and lawsuit case wins in Massachusetts.
Kimberly – Billing Administrator – Wilmington, Massachusetts
Schizophrenia, Low Back Pain, Degenerative Disc Disease
A Billing Administrator from Massachusetts suffered from Schizophrenia and Low Back Pain. Eventually, the combination of her conditions made work impossible. She applied for Long Term Disability through her employer’s insurance plan and received benefits for five years. New York Life stopped paying her after five years because they said she could return to work.
Worried about her lost income, she called Fields Law for help. Our team obtained the claim file from New York Life and found that the insurer overlooked key records about our client’s conditions. The Fields Law attorneys drafted a strong appeal to the insurance company based on the factual and legal errors from New York Life, as well as updated expert opinions. New York Life changed their mind and our client received a lump-sum payment for back-pay and ongoing monthly benefits. She is happy to be through worrying about her disability claim and is pleased to have hired Fields Law.
Samantha – Support Service Technician – Mehtuen, Massachusetts
Panic Disorder, Anxiety, Migraines, Pre-Syncope, Pelvic Pain from Separated Pelvis from Pregnancy
A Massachusetts woman worked as a Support Service Technician for a very large technology company before being forced to leave work due to a high risk pregnancy. She subsequently developed further complications, and was diagnosed with panic disorder, anxiety, chronic migraines, pre-syncope, and a separated pelvis. She applied for Long Term Disability benefits, but was denied by CIGNA. The denial letter claimed that her medical file did not support work restrictions from her date of disability through the delivery of her baby. Further, they wrote that the severity of her pelvic pain and symptoms was not enough to continuously support disability.
Feeling like she was running out of options, and not wanting to take the risk of appealing the decision herself, the woman sought out help from Fields Law Firm. Our attorneys ordered a significant amount of medical records which CIGNA claimed not to possess, worked with her own physicians to produce supportive narrative reports, and even had a functional capacity evaluation conducted. The Fields Law lawyers then wrote and submitted an appeal well before CIGNA’s deadline, and they reversed their decision. Our client soon received a check in the mail for back payments, and had her benefits reinstated.
Lynn – Day Care Teacher – Spencer, Massachusetts
Neuropathy, Lumbar Disc Disorder
A Massachusetts woman worked as a day care teacher for many years until she began feeling stiffness and pain in her hands, feet, and lower back. Her doctors diagnosed her with neuropathy and lumbar disc disorder. The Social Security Administration found her to be disabled, and she was granted Long Term Disability benefits by her insurer that same year. Two years later, her income was abruptly cut off. Assurant claimed that she was capable of working a full 40 hour week.
She turned to the attorneys at Fields Law to help her appeal the denial decision. Our attorneys filed an appeal, arguing that the insurer failed to provide a specific reason for our client’s denial, and that the medical record supported her claim. In response, Asssurant ordered an outside physicians report. However, the physician ended up recommending work restrictions for our client. Faced with no options, the insurer granted our appeal. Our client had her benefits restored, including back pay, providing her the security she needed to accommodate her conditions.