Short & Long Term Disability Cases We’ve Won for Our Clients Against Mutual of Omaha
Fields Law Firm successfully recovers millions of dollars each year for our disabled clients throughout the United States. Our Long Term Disability experience is matched by very few other law firms in the country and has earned us a national reputation.
Here are just a few examples of our Long Term Disability appeal case wins against Mutual of Omaha.
Wilson – Service Technician – Calhoun, Georgia
Congestive Heart Failure, History of Stroke
A service technician for a large trucking company in Georgia suffered a stroke due to a chronic heart condition. This left him with chronic weakness, speech difficulties, and cognitive impairments. He was no longer able to work, applied for disability benefits, and was initially approved. After two years of benefits, when the definition of “disabled” under his policy changed, Mutual of Omaha terminated the claim.
In response to the termination, our client reached out to Fields Law. Our attorneys wrote an appeal which included updated medical information, outlined the symptoms that the client dealt with daily, and illustrated why he was unable to work even an unskilled, sedentary occupation. On review, Mutual of Omaha overturned their termination, made payment to the client of benefits that were past due, and resumed paying his monthly benefits.
Teresa – District Manager – Greensboro, North Carolina
Chronic Neck Pain, Back Pain, Shoulder Pain, Depression, Anxiety
A District Manager in North Carolina worked for several years before she became disabled due to widespread chronic pain and depression. She applied for and Long Term Disability benefits and received payment for three years. She was denied when the definition of disability changed from the Own Occupation standard to the Any Occupation standard.
She found Fields Law online, and retained us to challenge the wrongful denial. Our attorneys ordered updated medical information from our client’s treating providers. After receiving medical information and analyzing the claim file received from Mutual of Omaha, we submitted an appeal strongly supporting our client’s entitlement to past and future benefits. After a short review, Mutual of Omaha agreed to reinstated her benefits.
Cheryl – Switchboard Operator – Port Gibson, Mississippi
Brain Aneurysm, Disc Bulges, Hypertension, Type II Diabetes, Acute Sinusitis, Joint Pain
A Mississippi woman worked as a switchboard operator at a local medical center when she unexpectedly suffered a brain aneurysm. The woman also suffered from disc bulges, hypertension, type II diabetes, acute sinusitis, and joint pain. Despite her conditions, she bravely managed to continue working. However, two years later she suffered another aneurysm in a different part of her brain, and had to undergo emergency surgery to repair the damage. She was forced to leave work as a result of her worsening conditions, but applied for and was granted Short Term Disability benefits. She also applied for Long Term Disability benefits from her insurer but got denied. Mutual of Omaha claimed that her brain aneurysm was a pre-existing condition, and refused to provide benefits.
She needed help fighting Mutual of Omaha, so she came straight to Fields Law Firm knowing our expertise would win her case. Our team of attorneys began gathering supporting documentation from her medical providers, and building a case to support her claim for Long Term Disability benefits. We wrote an appeal of Mutual of Omaha’s decision, arguing that they had selectively ignored evidence in her records and failed to properly understand her conditions as they related to her policy. With notice of their failings, and our clarification of their own policy, Mutual of Omaha soon overturned their decision and granted our client the Long Term Disability benefits she deserved. Our client was very pleased with the result, and soon began to receive regular checks in the mail.
